With a personal loan from Redstone, you’ll have the freedom and flexibility you need to set your plans in motion.
Whether you want to buy a car, consolidate your debt, or have a little extra cash on hand, borrowing with Redstone means borrowing with confidence. Every loan comes with great rates and personalized support throughout the entire process, so you can stress less and enjoy more.
Multiple loan options. Endless possibilities. We can help you look forward to your next step.
3%
CashBack on purchases made in the first 90 days
(Introductory offer)
1.5%
CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive
0%
Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%
Our Visa Signature card features additional exclusive benefits1, including
Entertainment
Access to pre-sales and discounts on tickets to sporting events
Preferred seating offers for select Cirque du Soleil shows
Travel
Incredible travel packages, savings, and upgrades
Premium benefits at prestigious hotels worldwide
Trip Cancellation (reimburses some unused fares)
Dining
Complimentary wine tastings at Sonoma County wineries
Savings at restaurants and gourmet retailers
Service
24/7 Visa Signature Concierge2 service, which includes:
Travel and dining arrangements
Entertainment and event tickets
Hospitality services
Savings
Special offers from select retailers with Visa Discounts**
Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)
If you need help, contact us and we’ll walk you through your options.
We offer great rates on Auto Loans, along with convenient ways for you to make the most of the car-buying process.
For an RV, ATV, boat, Jet Ski, or camper, our Recreational Vehicle Loans let you finance up to 100%.
If you’re a homeowner, a Home Equity Loan or HELOC may be ideal for your home renovation project.
Take a look at a Signature Loan. Or, if you want to use your Redstone Savings Account or Certificate as collateral, a Secured Loan may be right for you.
For a Short-Term Loan, you can trust Redstone. Get the extra cash you need at a competitive rate while building your credit.
An Astro/Overdraft Loan is a personal line of credit that serves as a backup money source if you ever need it.
With no collateral required, a Signature Loan may be a good option for consolidating your credit cards into one payment.
I am a Redstone Member | ||
![]() |
I Want to Become a Member | ||
![]() |
EVERY Redstone Visa credit card includes all of these features
Convenience
Quick and easy purchases Visa is accepted all over the world
24/7 U.S.-based, live-agent phone support includes emergency card replacement
Manage your account anytime with Redstone’s Online Banking
Security
Zero-liability fraud protection
Monitor credit card activity with Credit Card Control
Real-time fraud monitoring and fraud text alerts
Identity theft assistance
Savings & Discounts
No annual fee
No Balance Transfer or Cash Advance fees
Visa Discounts on your purchases at select retailers**
Redstone Discounts!® when you use your card at many local businesses**
Additional Benefits
Travel and Emergency Assistance
24-hour Roadside Dispatch service
Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card
Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card
Must be an RFCU® member to obtain a loan. Must be eligible for membership and open a share savings account in order to open become a member. A $5 minimum balance is required to open and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and PIN/password to access online application.
Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)
NADA Book Value: NADA highest value +/- options +/- mileage
Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.
For Home Equity Line Of Credit (HELOCs):
The minimum Annual Percentage Rate (APR) is 4.250% and may vary. However, your initial APR is based on an evaluation of your credit and may be different. The maximum APR is 18% or the maximum allowed by law, whichever is less. $10,000 to $150,000 equity lines up to 100% of Total Loan-To-Value (TLTV) for owner occupied property or 75% of TLTV for non-owner occupied. RFCU® pays closing costs. Property insurance is required. Rates current as of April 1, 2020.
Join the Conversation #RedstoneFCU
LOCATE A BRANCH OR ATM
Join The Redstone Family Today
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.
This credit union is federally insured by the National Credit Union Administration.
Visa is a registered trademark of Visa International Services Association.
© 2020 Redstone Federal Credit Union (RFCU).
All rights reserved. Accessibility Statement.
This credit union is federally insured by the National Credit Union Administration.
Visa is a registered trademark of Visa International Services Association.
© 2020 Redstone Federal Credit Union (RFCU).
All rights reserved. Accessibility Statement.
Get Social