Personal Loans | Redstone Federal Credit Union

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and enjoy your next step

Loans

With a personal loan from Redstone, you’ll have the freedom and flexibility you need to set your plans in motion.

Whether you want to buy a car, consolidate your debt, or have a little extra cash on hand, borrowing with Redstone means borrowing with confidence. Every loan comes with great rates and personalized support throughout the entire process, so you can stress less and enjoy more.

Multiple loan options. Endless possibilities. We can help you look forward to your next step.

Compare Personal Loans

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Home Loans | Mortgages | Redstone Federal Credit Union

Home

Best For

Members who want to borrow money by using their share account, annuity, or certificate as collateral.

Benefits

  • Several options available
  • Since there’s no need to use the funds in your savings or certificate, your dividends can continue to grow

Auto Loans | Personal | Redstone Federal Credit Union

Auto

Best For

Members who want to borrow money to purchase a new or used car, truck, or van.

Benefits

  • Member Plus! special rates are available
  • Apply online, at a branch, or at many local dealers
  • Various terms available

Astro Loans | Overdraft | Personal | Redstone Federal Credit Union

Astro/Overdraft

Best For

Members looking for a flexible line of credit that also provides overdraft protection on your checking account.

Benefits

  • Reduces fees on your checking account
  • No collateral required
  • Available funds are automatically transferred to pay a check

Recreational Vehicle Loans | Redstone Federal Credit Union

Recreational Vehicle

Best For

Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.

Benefits

  • MemberPlus! special rates are available
  • Apply online, at a branch, or at some local dealers
  • Various terms available

Signature & Secured Loans | Personal | Redstone Federal Credit Unioin

Signature & Secured

Best For

Members who want to borrow money for a specific amount for a specific time frame without collateral.

Benefits

  • Fixed and variable rate available
  • No collateral required

Short Term Loans | Personal | Redstone Federal Credit Union

Short-Term

Best For

Members who want a small-dollar, short-term loan without paying huge fees.

Benefits

  • Lower rate and fees than traditional payday lenders
  • Rebuild your credit through a reputable institution

Can’t decide? A Redstone team member can help you get started

EVERY Redstone Checking Account includes our outstanding member support and all of these features:

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used (link)

Your choice of multiple card designs*

Affinity Debit Card lets you earn CashBack for your school or organization

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Unlimited check writing

My Virtual StrongBox Secure Online Storage

Free Popmoney standard transfers

Discounts and Rewards

Visa ® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees. Plus bonus dividends

Redstone Rewards® cash rewards from nationwide retailers

Redstone Discounts!® savings at the register when you use your debit card

Annual Percentage Rate = APR

Must be eligible for membership and open a savings account in order to obtain a loan. . A $5 minimum balance is required to open and must be maintained in savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Fixed APRs are fixed for the life of the loan and variable APRs are subject to change after consummation.Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and PIN/password to access online application.

*For MemberPlus! Eligibility-Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be an RFCU® member in order to open a checking accountMust not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type.. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.

Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)

NADA Book Value: NADA highest value +/- options +/- mileage
Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.

FEATURED RATES

Balance transfer0% APR for 12 mos 

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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