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See what plan fits your budget

Auto Calculators  |  Mortgage Calculators

See what plan fits your budget

Auto Calculators  |  Mortgage Calculators

Calculators

Auto calculators:

No matter what kind of vehicle you’re looking for, it’s a good idea to know what you can afford before you head to the dealership. You’ll have a more productive negotiation—and you’ll be more likely to stick to your budget—if you start out with a realistic plan. Our calculators will help you do just that. How much can you spend? What would it take for you to drive the car of your dreams? Enter your numbers below and you’ll be on the road to getting your new ride.

What would my auto payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

How much vehicle can I afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Calculators are provided by CalcXML. RFCU® does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. Calculator information is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations provided should not be construed as financial, legal, or tax advice and should not be relied upon as the only source of information. This information is supplied from sources believed to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.