Auto Loans | Personal | Redstone Federal Credit Union

Live Brighter®

on the right track

Auto Loans

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way! Whether you’re buying new or used, you’ll get a great rate on an Auto Loan, and you have your choice of several financing options.

We also offer tools and support to help you make the most of every step of the car-buying process. Before you start shopping, take a look at our auto payment calculator to get an idea of how much you can afford. At the dealership, enjoy on-the-spot-financing and ask for the Redstone Rate to save even more. And, with a variety of insurance options, we’ll be there for you long after you’ve driven it home.

With convenient tools and competitive rates, Redstone makes it easier than ever for you to hit the road in your new ride.

Rate Section

36 Month Fixed APR as low as


60 Month Fixed APR as low as


84 Month Fixed APR as low as


Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

I am looking to:

Save Time Icon

Save time

Receive on-the-spot financing at dozens of new and used car dealers

Insure your vehicle through Redstone we offer GAP Coverage, Mechanical Breakdown Protection (MBP), and great rates on Auto Insurance

Easily apply for an Auto Loan through Online Banking

Save Money Icon

Save money

Get great rates every day

Open a Redstone Checking Account and you’ll get even better MemberPlus! rates*

Save even more when you ask for the Redstone Rate at the dealership!

Ready to apply for an Auto Loan? It’s easy!

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Are you planning to buy a motorcycle, RV, boat, or other recreational vehicle? We have great rates on those too!

Annual Percentage Rate = APR

Must be eligible for membership and open a share savings account in order become a member and obtain a loan. A $5 minimum balance is required to open share savings account and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed APRs are fixed for the life of the loan.

Maximum amount financed for New Cars is 130% of Purchase Price. Maximum amount financed for Used Cars is 130% of NADA Book Value. Minimum amount financed for 84 Month New or Used Auto Loans is $25,000. Loans secured by new or used collateral are subject to the collateral's value at the time of the advance.  RFCU does not warrant, guarantee or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities.

*Rate after Redstone MemberPlus! Discount is applied—Otherwise the Non-MemberPlus! fixed APR applies. Contact RFCU for more details about Non-MemberPlus! APRs. Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be an RFCU® member in order to open a checking account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.

APR for new autos as low as 3.25% for up to 130% of purchase price, as of January 1, 2018. APR for used autos as low as 3.25% for up to 130% of NADA book value, as of 3.25%. APRs after Redstone MemberPlus! discount applied. A typical payment example - For a $20,000 auto loan with zero down for 36-months with 4.50% fixed APR, the monthly payment schedule will be $590. For a $20,000 auto loan with zero down for 60-months with 4.65% fixed APR, the monthly payment schedule will be $374.00. For a $25,000 auto loan with zero down for 84-months with 5.55% fixed APR, the monthly payment schedule will be $360.00.

Discount of the Month | Redstone Federal Credit Union

Refer a Friend | Redstone Federal Credit Union

Insurance Services | Redstone Federal Credit Union

Join the Conversation #RedstoneFCU


Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

X Close