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Rates As Low As % APR*

No origination fees | Fast access | Easy online application

Rates As Low As % APR*

No origination fees | Fast access | Easy online application

Signature and Secured Loans

For your wants, needs, and lifelong dreams, a personal loan from Redstone can help you achieve more. Whether you choose to borrow with or without collateral, we offer a variety of options so you can move forward and reach higher.

Secured Loan (with collateral)

Our Secured Loan allows you to use your Redstone Savings Account, Certificate, or Annuity as collateral, and you may get a lower rate.

Signature Loan

You can be sure you’re getting a great rate on a Redstone Signature Loan. You won’t need any collateral, and you have your choice of a fixed or variable APR. Take a dream vacation, pay for medical bills, consolidate your debt—there are so many options. A Signature Loan makes your next step possible. Our Signature Loan requires no collateral and you can borrow up to $50,000.

Signature Loan Rate Section

Fixed APR as low as

%

Variable APR as low as

%

Finance up to

Max $50,000

Why choose a Redstone Signature Loan?
  • Your choice of fixed or variable rate
  • No collateral required
Secured Loan

You may be able to get a better rate on a loan when you use your Redstone Savings Account, Certificate, or Annuity as collateral.

A Secured Loan gives you the freedom to fund anything you want without having to dip into your savings or withdraw your certificate. The money in your account or certificate will continue to earn dividends, and you get a great low rate.

We offer loans secured by your Redstone Savings Account, Certificate, and Annuity. Which one is right for you?

Share-Secured Loans
  • Variable rate based on share rates
  • Secured by your Regular Savings Account only
Certificate-Secured Loans
  • Finance up to certificate amount
  • Fixed rate based on certificate rates
  • Loan term not to exceed certificate maturity
Annuity-Secured Loans
  • Finance maximum 90% of annuity amount
  • Fixed rate
Ready to apply for a Signature & Secured Loan? It's easy!

Annual Percentage Rate = APR

Rates current as of

Must open a share savings account in order to be a member of RFCU® and obtain any product or service. A $5 minimum balance is required to open and must be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit before the loan is consummated. Your APR may be different. Variable rates are subject to change. Must have online banking user name and PIN/password to access online application.

*Your APR may be different than an advertised as-low-as rate. Rates are accurate as of the current month. APRs are determined by an evaluation of applicant's credit, repayment terms, FICO score and LTV. Fixed APRs are fixed for the life of the loan and variable APRs are subject to change after consummation.