You set the goal and we'll help you get there

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With savings options to fit nearly any need, now is the perfect time to save!

Because your hopes and aspirations are wrapped up in every dollar you save, it’s important to find an account that aligns with your goals. Make the most of your dreams with a savings plan that helps you get where you want to be, whether your “someday” is just around the corner or way down the road.

Depending on several factors, including your budget and your age, you might consider low-risk Share Certificates, tax-saving* IRAs, or easily-accessible Money Market and savings accounts. We’ll take the time to answer your questions, review your options, and help you find a strategy that’s right for you. We can also suggest ways for you to stay organized and motivated along the way.

You’ve been thinking about the possibilities and envisioning your future. It’s time to make a plan so you can look ahead with confidence. Your someday starts right here.

Share Savings and Certificates | Redstone Federal Credit Union

Share Certificates

Take the guess work out of saving. Share Certificates offer predictable growth over a period of time that you choose.

Money Market | Savings | Redstone Federal Credit Union

Money Market

With higher dividends than a savings account and greater flexibility than a certificate, a Money Market may be the savings vehicle that fits just right.

Brighter Day Savings

Brighter Day Savings

With an unprecedented 2.02% APY for balances up to $2500 and 0.10% APY on balances over $2500, a Brighter Day Savings account is the premier way to earn maximum returns on your savings.

Regular Share Account | Banking | Redstone Federal Credit Union

Regular Share Savings

Our basic savings account requires just $5 to open and maintain, and your money will grow at competitive rates. Open this account to become a Redstone member today!

You Name It Savings Account | Redstone Federal Credit Union

"You Name It" Savings

Stay motivated and inspired as you focus on your goals. Name your account and you’ll have a constant reminder of what you’re working toward.

Christmas Club Savings | Banking | Redstone Federal Credit Union

Christmas Club

Set money aside throughout the year and the funds will automatically be transferred into your account, just in time for holiday shopping.

IRA Savings | Redstone Federal Credit Union

IRA Savings

Only $5 is required to open an IRA Savings Account. This is a simple way for you to save for your retirement, offering low risk and possible tax advantages*. 

IRA Certificates | Savings | Redstone Federal Credit Union

IRA Certificates

Looking for tax-deferred* retirement savings with a higher rate of return? IRA Certificates offer low risk and steady growth.

STAR Club Savings | Redstone Federal Credit Union

STAR Club Savings

For our youngest Redstone members, ages 12 and under. This account features fun perks and great dividends. Open with just $5 and learn the value of saving.

Every Redstone Savings Account includes our outstanding member support and all of these features:

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Great Dividend Rates

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Outstanding Member

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Online Banking With
Easy-to-View Accounts

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Federally insured by
the NCUA

Ready to open a Redstone Savings Account? 

Must be eligible for membership and open a share saving account in order to join Redstone Federal Credit Union® and obtain any product or service. Minimum balance of $5.00 is required to open and be maintained in the share savings account at all times to join. Fees and other restrictions may apply. Must have online banking user name and PIN/password to open account online.

APY = Annual Percentage Yield

Brighter Day Savings Accounts: Only one Brighter Day Savings Account is allowed per member. There is no minimum balance required to open a Brighter Day Savings Account. There is no minimum account balance required to earn the 2.02% annual percentage yield (APY), but the maximum account balance to earn this APY is $2,500. Any account balance over $2500 will earn 0.10% APY. As of June 1, 2020, the annual percentage yields for the Brighter Day Savings Account are current and both are subject to change monthly after the account is opened. Fees and other conditions could reduce the earning on the account. The APYs are accurate as of the last dividend declaration date.

Certificates Accounts: Rates, terms, and conditions are subject to change at any time. Minimum balance required to open and maintain the regular certificate or Member’s Choice Certificate account, and earn the disclosed annual percentage yield (APY) is $1000. Minimum balance required to open and maintain the jumbo certificate account and earn the disclosed APY is $100,000. Option to open multiple Member's Choice Certificates is available. Member’s Choice Certificates are not available as jumbo certificates. Must have online banking username and PIN/password to use online banking and to open share certificate online.

Non-compounding share certificate will have dividends credited to the designated primary share account. Dividends cannot remain on the non-compounding certificate account. The payout of dividends is mandatory.

A penalty will be imposed for the early withdrawal of certificate principal prior to maturity date. A withdrawal could reduce earnings.

Rates and terms subject to change without notice. Fees and other conditions could reduce earnings on the account.

Refer to the applicable Share Certificate TIS Disclosure Supplement for further disclosures.

Call 256-837-6110 or 1-800-234-1234 (long distance only) during business hours for current rates

Federally insured by NCUA


Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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