Rates

Disclosures

APY = Annual Percentage Yield

As of February 1, 2020 the 36 month share certificate Annual Percentage Yield for the 36 month share certificate is 2.02% APY. Share Certificate rates are subject to change weekly.

Must be eligible for membership and open a share saving account in order to join RFCU® and obtain a share certificate. Minimum balance of $5.00 is required to open and be maintained in share savings account. Fees and other restrictions may apply. Fees and other conditions could reduce earnings on account. A penalty will be imposed for early withdrawal of principal prior to maturity.

Rates, terms, and conditions are subject to change at any time. Minimum balance required to open and maintain the regular certificate or Member’s Choice Certificate account, and earn the disclosed annual percentage yield (APY) is $1000. Minimum balance required to open and maintain the jumbo certificate account and earn the disclosed APY is $100,000. Option to open multiple Member's Choice Certificates is available. Member’s Choice Certificates are not available as jumbo certificates. Must have online banking username and PIN/password to use online banking and to open share certificate online.

Non-compounding share certificate will have dividends credited to the designated primary share account. Dividends cannot remain on the non-compounding certificate account. The payout of dividends is mandatory.

A penalty will be imposed for the early withdrawal of certificate principal prior to maturity date. A withdrawal could reduce earnings.

Rates and terms subject to change without notice. Fees and other conditions could reduce earnings on the account.

Refer to the applicable Share Certificate TIS Disclosure Supplement for further disclosures. Call 256-837-6110 or 1-800-234-1234 (long distance only) during business hours for current rates

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FEATURED RATES

Balance transfer0% APR for 12 mos 

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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