Skip to main content
800-234-1234
Routing# 262275835
Man sitting in passenger side of vehicle
Vehicle Loans for Wherever You Journey to Next
Apply Now

Find the Right Vehicle Loan for You

Get ready to hit the road, the water, or the trail with financing that fits your life. With competitive rates, flexible terms, and fast, convenient financing options, we help you get behind the wheel (or handlebars) with confidence.

Auto Loans Made Simple

With Redstone auto loans1, you get straightforward options, competitive rates, and help finding a loan that fits your budget. You can even choose to delay your first payment2 if you want a little extra breathing room. Or if you’d rather take care of everything at the dealership, get on the spot financing at participating locations, pick your vehicle, and finish your loan paperwork in one smooth step. And with insurance options available, we’re here to support you long after you drive off the lot.

Type

1-60 Month
APR as low as

61-72 Month
APR as low as

73-84 Month
APR as low as

85-96 Month
APR as low as

New Vehicle 2024-20271

[rfcu-var]%

[rfcu-var]%

[rfcu-var]%

[rfcu-var]%

Used Vehicle 2020-20272

[rfcu-var]%

[rfcu-var]%

[rfcu-var]%

N/A

Used Vehicle 2016-2019

[rfcu-var]%

[rfcu-var]%

[rfcu-var]%

[rfcu-var]

Used Vehicle 2015 or older

[rfcu-var]%

[rfcu-var]%

[rfcu-var]%

[rfcu-var]

1New Vehicles: 2024 and newer model years with less than 10,000 miles.

2Used Vehicles: 2024 and newer model years with 10,000 miles or more, or 2020-2023 model years.

Auto Calculators

Curious about how much car you can afford, and what your auto loan payment might be? No matter what you’re looking for, it’s a good idea to know what you can afford before you head to the dealership. You’ll have a more productive negotiation – and you’ll be more likely to stick to your budget – if you start out with a realistic plan. Our calculators will help you do just that. How much can you spend? What would it take for you to drive the car of your dreams? Use the auto loan calculator3 to plan ahead!

Explore Calculators

Plan Your Next Adventure with a Recreational Vehicle Loan

Whether you’re dreaming about weekends on the water, exploring new trails, or taking your home on the road, financing your recreational vehicle4 should feel just as exciting as the adventures ahead. With Redstone, you get competitive rates and flexible options that make it easier to bring those plans to life. From boats and RVs to ATVs and motorcycles, we help you find a loan that fits your budget and your style of fun. Want a little extra breathing room? You can even choose to delay your first payment2. Wherever you’re headed next, we’re here to help you get out there and enjoy the ride.

Type

4 to 60 Months Fixed APR as low as

61 to 72 Months Fixed APR as low as

Motorcycle

[rfcu-var]%

[rfcu-var]%

Boat, Motor, and Trailer

[rfcu-var]%

[rfcu-var]%

ATVs & Jet Skis with Trailers

[rfcu-var]%

N/A

Recreational Vehicle Loans at a Glance

Financing

New

Up to 100% financing on new vehicles

Used

Up to 100% Book Value on used vehicles

Payments

Down Payments

$0 down payment for qualified borrowers

First Payment

Option to defer your first payment for 60 days2

Financing

New

Up to 100% financing on new vehicles

Used

Up to 100% Book Value on used vehicles

Payments

Down Payments

$0 down payment for qualified borrowers

First Payment

Option to defer your first payment for 60 days2

Protect Your Ride - and Your Budget

For added peace of mind, you can choose optional loan protection5 products like GAP, Mechanical Breakdown Protection, and Debt Protection. These products help cover unexpected costs, protect your credit, and keep you moving forward no matter what the road brings. Add protection when you finance your vehicle or anytime afterward.

Ready to Apply for a Vehicle Loan?

 

Apply in Online Banking Apply in Redstone Live

Disclosures

APR = Annual Percentage Rate Accurate as of  [rfcu-var]

Membership required. Click here for details.

All loans subject to credit approval. Rates, terms. and conditions are subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. APRs may differ and will be determined by your credit history, loan type, term and amount. Fixed APRs are fixed for the term of the loan. Collateral subject to approval.

1Auto Loans: Vehicle value may limit the maximum amount RFCU will lend. Length of contract plus age of vehicle must not exceed 10 years on EV (Electric Vehicles). Minimum loan amounts may apply to 84-month and 96-month terms. Other restrictions may apply.

Payment example:  [rfcu-var].

2Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment may go towards interest.

3Calculators are provided by CalcXML. RFCU does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. Calculator information is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations provided should not be construed as financial, legal, or tax advice and should not be relied upon as the only source of information. This information is supplied from sources believed to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

4Recreational Vehicle Loans: Minimum loan amounts may apply. Recreational vehicles must be used for recreational purposes only.

Payment example:  [rfcu-var].

5Loan Protection: GAP, Extended Warranty, and Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union® products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed or recommended by RFCU or any government agency. RFCU does not warrant, guarantee, or insure any service or product offered by any third-party insurance company. RFCU and third-party insurance companies are separate entities.