Live Brighter with a Relationship Checking Account

Checking

At Redstone, we believe a checking account should simplify your life. That’s why each account is stacked with useful tools to access your cash and manage your money—anytime, anywhere. You can transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used. And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. 

Which checking account is right for you?

Take a moment to think about how you like to bank and select the account that best fits your life and budget. 

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Relationship Checking | Personal Banking | Redstone Federal Credit Union

Relationship Checking

Our premier account includes all the perks. CashBack, free checks and money orders, and much more

Extra Checking | Banking | Redstone Federal Credit Union

Extra Checking®

With flexible balance requirements and CashBack on purchases, you’ll earn extras worth hearing about.

Easy Checking | Personal Banking | Redstone Federal Credit Union

Easy Checking

With no minimum balance and no cash required to open, you’ll enjoy a great account that won’t break the bank.

Connect Checking | Personal Banking | Redstone Federal Credit Union

Connect Checking®

Exclusively for members aged 13-17. No monthly fee and no initial deposit when you open a savings account.

Gateway Checking | Personal Banking | Redstone Federal Credit Union

Gateway Checking®

For members who are unable to open a traditional account and want to rebuild their finances.

Estate Checking | Personal Banking | Redstone Federal Credit Union

Estate Account

For executors and administrators of an estate, this account helps you organize and manage the estate’s funds more efficiently.

Can’t decide? A Redstone team member can help you get started

Every Redstone Checking Account includes our outstanding member support and all of these features:

Redstone Debit Cards Icon

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used 

Your choice of multiple card designs*

Affinity Debit Card lets you earn CashBack for participating schools or organizations

Redstone Banking and Security Icon

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Unlimited check writing

My Virtual StrongBox Secure Online Storage

Free Popmoney standard transfers

Redstone discounts icon

Discounts and Rewards

Visa ® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees. Plus bonus dividends

Redstone Discounts!® savings at the register when you use your debit card

Redstone members earned over $824,065* in CashBack last year, just by using their debit cards. Open a Relationship or Extra Checking account and start earning CashBack on the things you purchase every day. It’s easy to apply online.

$773,000 based on 2015 CashBack payout to Relationship or Extra checking account holders.
Must be eligible for membership and open a share savings account in order to open a checking account. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Age and other restrictions may also apply.
Must have online banking user name and PIN/password to be able to apply online.
*Fees apply if new select card design is requested for Liberty, Privilege, or Mpower® Checking accounts

CashBack:

With Redstone CashBack, you will receive: $.05 CashBack for every Point of Sale (POS) debit card transaction you complete after the first eight POS transactions per month from an Extra Checking account; or $.05 CashBack for every POS debit card transaction you complete after the first four POS transactions per month from a Relationship Checking account. Only active Extra and Relationship Checking accounts in good standing will receive Redstone CashBack rewards. Rewards will only be given for debit card POS purchases after the four or eight per month threshold is met and will not be given for the first four purchases per month for Relationship Checking accounts or the first eight purchases per month for Extra Checking accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions.

Connect Checking:

In addition to other requirements, the consent and signature of parent or legal guardian is required to obtain a Connect Checking account and/or a Connect debit card. Some restrictions may apply. Parent or legal guardian is required to be joint owner on Connect Checking account.

Extra Credit Line of Credit:

Members with Relationship or Extra checking accounts will automatically receive the Extra Credit Line of Credit of $250 for Relationship checking or $100 for Extra checking if they have had no non-sufficient funds (NSFs) during the first 90 days after the checking account opening date, have not opted out of the Extra Credit Line of Credit, and the Credit Union has received the signed Credit Agreement within 30 days of opening or upgrading the checking account. Must be RFCU member to obtain a loan. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender. Other restrictions may apply.

Members with Relationship Checking accounts will receive up to four free boxes of standard checks per year. Free checks not available with other types of checking accounts.

Remote Deposit Capture:

Remote deposit capture will be available 90 days after account opening if account is in good standing. Additional qualification times apply for members with Gateway Checking Accounts. Must have online banking, mobile banking, and PIN/password to use Remote Deposit Capture. Must be 13 years old or older and must be a member for at least 90 days to qualify for Remote Deposit Capture.

ATM:

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Popmoney:

You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney. There is no fee for standard transfers; there is a $3 fee for next day transfers.

Online and Mobile Banking:

Must have online banking username and PIN/password to access online banking, mobile banking, bill pay, and My Virtual StrongBox. Must have mobile banking to utilize Remote Deposit. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information.

My Virtual Strongbox:

Must have online banking and password to access My Virtual StrongBox. Some restrictions apply. Additional storage space may be purchased for a fee. My Virtual Strongbox is a product of Digital Mailer. RFCU does not warrant, guarantee, or insure any product or service provided by Digital Mailer. RFCU and Digital Mailer are separate entities.

Redstone Rewards, Redstone Discounts & Visa Discounts:

You must have online banking and PIN/Password to participate in Redstone Rewards. You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Rewards and discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

MemberPlus!:

Must have an active RFCU checking account to participate in Redstone MemberPlus! MemberPlus! discount not available for all loan products. RFCU is an Equal Credit Opportunity Lender.

Card Control:

Must have compatible mobile device to use service. Certain functions of the service may not be available for all transactions or at all times. Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions.

* $824,065 based on 2016 CashBack payout to Relationship or Extra checking account holders.
Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Age and other restrictions may also apply.

ATM:
Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Redstone Discounts & Visa Discounts:
You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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