Online Banking | Accounts | Redstone Federal Credit Union

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with access when you need it

Online Banking

Because your to-do list never takes a day off, we’ve designed our Online Banking services to accommodate your 24/7 schedule.

When you log in to your secure Online Banking account, you’ll find the tools you need to manage your finances. From fund transfers and bill pay to security alerts and spending breakdowns, it’s all at your fingertips when you need it.

When every minute counts, you can rely on Redstone’s comprehensive suite of online services to help you get more done.

Sign up for Online Banking

Log in to Online Banking

See how Online Banking works


Unlimited access for your round-the-clock life

With Redstone’s Online Banking, you can do more with your money when it’s convenient for you.

Manage Accounts Icon

Manage

ACCOUNT

  • View your account balance and activity
  • Review cleared checks (within the last 12 months)
  • Open or upgrade an account (savings, checking, certificate, or money market account)
  • Reorder your personalized checks
  • Place a stop payment on checks or a series of checks (fees and time requirements apply)
  • Opt in to receive overdraft protection on your checking account
  • Inform RFCU® of travel to minimize the chances of your debit or credit card being blocked or flagged for unusual activity
  • Make changes to your maturing certificate or IRA certificate

CREDIT CARDS

  • View current balance information
  • Locate payment information
  • Review current and historical transaction activity
  • Make a payment
  • Submit an account inquiry
  • Transfer the balance from other cards to your RFCU credit card

LOANS

  • Apply for a loan, credit card, or Home Equity Line of Credit
  • Check the status of a loan you’ve already applied for
  • Skip a loan payment with Skip A Pay*

Redstone payments icon

Pay

TRANSFER FUNDS

  • Transfer funds to any RFCU account
  • Establish automatic transfers between RFCU accounts
  • Make loan and credit card payments**
  • Obtain advances on Overdraft Lines of Credit or Home Equity Lines of Credit
  • Transfer money to other people outside of the credit union with Popmoney*** 

PAY BILLS

  • Use Redstone’s FREE bill pay service 
  • Schedule payments and manage bills

Account organization icon

Organize

BUDGET

  • Oversee your finances with FinanceWorks™-- a FREE personal finance management tool 
  • Download account information to Excel, Microsoft® Money, and Quicken®

eSTATEMENTS

  • Sign up to receive your monthly account statement and credit card statement electronically
  • Receive paperless notices and tax forms

ALERTS

  • Set account alerts to receive notices about activity on your accounts, including balances, transactions, and more.
  • Enroll for text banking or text alerts
  • Sign up to receive fraud alerts on your credit card activity

STORAGE

  • Save important documents and electronic records securely with My Virtual StrongBox

Must be an RFCU member to obtain any product or service. Must be eligible for membership and open a share savings account. A minimum balance of $5.00 is required to open a share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.


Checking Accounts:

Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Restrictions apply. Must have checking account, online banking, and PIN/password to participate in Redstone Rewards, Mobile Banking, Bill Pay, eStatements, alerts, Popmoney, and Finance Works.

Skip a Payment:

By skipping one payment, you are extending the final payment and maturity on your loan by one month. Interest will continue to accrue during the deferment period. A larger portion of your next payment will be applied to interest rather than principal. The total finance charges will increase. Your current loan payment amount is not changing. All other terms and conditions of your loan agreement continue to remain in full force and effect. Refer to your loan agreement for the original terms and conditions. All accounts with the Credit Union must be current and in good standing. Loan must be open for 180 days, with at least 6 payments made. Maximum of one Skip a Pay per loan per calendar year. Skip a Pay is not available on all loans. Other restrictions may apply.

**Online Payments:

Transactions are credited as of the date of receipt. However, transactions made after 6:00 pm CST may not be credited until the following business day. Transactions may take up to two business days to be posted to your account.

***Popmoney:

You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney. There is no fee for standard transfers; there is a $3 fee for next day transfers. Must have online banking, mobile banking, and PIN/password to use Popmoney via mobile banking. Other restrictions may also apply.

My Virtual StrongBox:

Must have online banking and password to access My Virtual StrongBox. Some restrictions apply. Additional storage space may be purchased for a fee. My Virtual Strongbox is a product of Digital Mailer. RFCU does not warrant, guarantee, or insure any product or service provided by Digital Mailer. RFCU and Digital Mailer are separate entities.

FinanceWorks:

Product of Intuit. RFCU and Intuit are separate entities. RFCU does not warrant, guarantee, or insure any product or service provided by Intuit.

Must be an RFCU member to obtain any product or service. Must be eligible for membership and open a share savings account. A minimum balance of $5.00 is required to open a share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

Must have online banking user name and PIN/password to be able to apply online.

Checking Accounts:
Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Restrictions apply. Must have checking account, online banking, and PIN/password to participate in Redstone Rewards, Mobile Banking, Bill Pay, eStatements, alerts, Popmoney, and Finance Works.

*Skip a Payment:
By skipping one payment, you are extending the final payment and maturity on your loan by one month. Interest will continue to accrue during the deferment period. A larger portion of your next payment will be applied to interest rather than principal. The total finance charges will increase. Your current loan payment amount is not changing. All other terms and conditions of your loan agreement continue to remain in full force and effect. Refer to your loan agreement for the original terms and conditions. All accounts with the Credit Union must be current and in good standing. Loan must be open for 180 days, with at least 6 payments made. Maximum of one Skip a Pay per loan per calendar year. Skip a Pay is not available on all loans. Other restrictions may apply.

**Online Payments:
Transactions are credited as of the date of receipt. However, transactions made after 6:00 pm CST may not be credited until the following business day. Transactions may take up to two business days to be posted to your account.

***Popmoney:
You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney. There is no fee for standard transfers; there is a $3 fee for next day transfers. Must have online banking, mobile banking, and PIN/password to use Popmoney via mobile banking. Other restrictions may also apply.

My Virtual StrongBox:
Additional storage space may be purchased for a fee. My Virtual Strongbox is a product of Digital Mailer. RFCU does not warrant, guarantee, or insure any product or service provided by Digital Mailer. RFCU and Digital Mailer are separate entities. Some restrictions apply. 

FinanceWorks:
Product of Intuit. RFCU and Intuit are separate entities. RFCU does not warrant, guarantee, or insure any product or service provided by Intuit.

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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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