Member Benefits

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Member Benefits

With competitive rates and more options, Redstone helps you plan for tomorrow while making the most of today.

Redstone Rewards!® 

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Redstone Rewards! is a free program that lets you earn cash on the things you already buy with your debit card. You are eligible for Redstone Rewards! when you add online banking to your checking account.

Better Rates 

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We keep our rates competitive so your money can work harder for you. Redstone offers lower rates on loans and credit cards and higher yields on savings accounts.

Free Mobile Banking App 

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Your busy life requires convenient solutions. You can manage your money wherever you go with online banking, mobile web banking, text banking, and the Redstone Mobile App.

Convenience 

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There are more than 70,000 surcharge-free ATMs all over the United States and abroad. As a Redstone member, you’re backed by a huge network offering convenience and support.

Redstone Discounts® 

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Your money goes further with exclusive discounts at local retailers and businesses. Hundreds of businesses offer member discounts on a wide variety of goods and services when you use your Redstone debit or credit card.

Special Offers 

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Redstone regularly features special offers such as extra CashBack on credit cards. These offers change throughout the year, and are yet another way for us to say “thank you” to our valued members.

Trusted Advice 

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We want to help you make wise financial choices, so Redstone’s experienced team members provide advice over the phone, in person, and throughout our website.

Financial Counseling 

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Redstone has partnered with BALANCE to offer our members in-depth, confidential, comprehensive financial advice about their finances—completely free of charge.

Seminars 

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We hold free seminars on a wide range of topics covering issues that affect us all. We also provide classroom visits to help the youngest members of our community learn the basics of money management.

Part-Ownership 

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Redstone is member-focused, which means we exist for you. Any surplus funds are returned to our members through dividends, better rates, and lower fees. And you always have a voice in how your credit union is run.

Service 

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Redstone representatives are known for taking the time to work with members, explain the products and services we offer, and find solutions that fit their lives.

MemberPlus!, BusinessPlus!, Redstone Discounts!, and Redstone Rewards: Must have a RFCU checking account to obtain a debit card or to participate in Redstone MemberPlus! or Redstone BusinessPlus! Redstone Discounts! and Redstone Rewards are provided by participating merchants. Must use an RFCU debit or credit card to receive discounts. You must have a checking account, debit card, online banking, and PIN/Password to participate in Redstone Rewards. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

For Relationship Checking accounts: $500 minimum initial deposit required to open checking account; $8 monthly checking maintenance fee waived with one Direct Deposit credited to the account per month or an average monthly balance of $500.

For Extra Checking® accounts: $100 minimum initial deposit required to open checking account; $5 monthly checking maintenance fee waived with one Direct Deposit credited to the account per month or an average monthly balance of $100.

With Redstone CashBack, you will receive: $.05 CashBack for every Point of Sale (POS) debit card transaction you complete after the first eight POS transactions per month from an Extra Checking account; or $.05 CashBack for every POS debit card transaction you complete after the first four POS transactions per month from a Relationship Checking account. Only active Extra and Relationship Checking accounts in good standing will receive Redstone CashBack rewards. Rewards will only be given for debit card POS purchases after the four or eight per month threshold is met and will not be given for the first four purchases per month for Relationship Checking accounts or the first eight purchases per month for Extra Checking accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions.

 * Mobile Banking: Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information.

** Surcharge-Free ATMS: Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Must be eligible for membership and open a share savings account in order to join RFCU and obtain any product or service. A $5 minimum balance is required to open and be maintained in share savings account at all times. Must not have caused RFCU a loss (certain exclusions apply) in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. All loans subject to credit approval. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

Must be eligible for membership and open a share savings account in order to join RFCU and obtain any product or service. A $5 minimum balance is required to open and be maintained in share savings account at all times. Must not have caused RFCU a loss (certain exclusions apply) in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. All loans subject to credit approval. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

Must be eligible for membership and open a share savings account in order to join RFCU and obtain any product or service. A $5 minimum balance is required to open and be maintained in share savings account at all times. Must not have caused RFCU a loss (certain exclusions apply) in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. All loans subject to credit approval. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

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FEATURED RATES

Redstone Business Accounts icon

Balance transfer0% APR for 12 mos 

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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