Cash Management | Business Accounts | Redstone Federal Credit Union

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Cash Management

Cash flow is crucial to the success of your business. With innovative technology and practical strategies, Redstone gives you more ways to access, transfer, and manage your money. Make deposits at your convenience*, accept payments on your mobile device, transfer funds between accounts, and pay employees—all with just a few clicks.

With solutions that are quick, reliable, and secure, Redstone's Cash Management services make it easier than ever for you to take control of your company’s cash flow.

Wondering how to make your company’s cash flow more predictable and seamless?
Email Redstone’s Business Services Team or call 267-327-1104 to see how we can help.

Online and Mobile Banking

Manage and monitor from anywhere in the world

Enjoy the flexibility. With free online and mobile banking, you can easily keep tabs on all the ways your money moves, even when you’re on the move.

  • Log in to Business Online Banking anytime to view your eStatements and manage funds
  • Download the convenient Business Mobile Banking App for free: (iTunes)(GooglePlay)
  • Make secure online payments with Bill Pay
  • Transfer funds seamlessly between your accounts 
  • Receive emailed Balance Alerts with proactive notification of balance and transactions 
  • Place stop payments on a single check or a range of checks (there is a fee for this service)
  • Streamline the end-of-month reconciliation process and reduce exposure to check fraud with Account Reconciliation/Positive Pay (there is a fee for this service)
  • Gain insight into your cash position with complete cash and liability reporting
  • Monitor accounts and fund transfers to keep balances within your defined limits with Sweep Services
  • Use wire transfers for reliable and secure domestic and international transactions (there is a fee for this service)

Electronic Cash Disbursement

Save time and simplify the payment process

No need for paper checks. Now you can receive payments, make deposits, and pay vendors and employees—all electronically. 

  • Debits and credits are made via a secure ACH (Automated Clearing House) network
  • Collect reoccurring revenue from customers, such as subscriptions, memberships, and dues
  • Deposits are made on time, every time
  • Simplifies reconciliation
  • Reduces the risk of fraud
  • Saves administrative time
  • Saves processing costs
  • Benefits the environment by eliminating paper

Use this simple calculator to determine how much your business can save with ACH!

Remote Deposit Capture

Make a deposit from the comfort of your home or office

Deposits are now effortless. Sign up for Business Remote Deposit Capture and we’ll provide you with a scanner to connect to your computer. Scan paper checks and deposit the funds in a few simple steps. It’s quick and convenient, and it will save you a trip to a branch.

  • Accelerates the availability of funds for better cash-flow management
  • Available 24 hours a day, 7 days a week
  • Saves processing costs
  • Saves time by eliminating a trip to a branch 
  • Reduces the risk of fraud or loss due to theft or accident by processing checks on site
  • Free access to check images for up to 2 years after deposit
  • Access to data reports for up to 2 previous years
  • Benefits the environment by reducing paper

Merchant Services

Make it easier for customers to purchase from you

Accept payments anywhere. With one quick swipe, customers can make secure credit and debit purchases on your mobile device. And you’ll be free to go where the customers are.

  • Increase revenue by accepting payments via debit, credit, EBT, and EMV cards with ROAMpay
  • Affordable rates
  • Seconds-fast card processing using cutting-edge technology
  • World class customer service through the partnership between RFCU® and Vantiv
  • Gift card programs
  • Electronic check services
  • Data security solutions
  • Online reporting
  • Extremely fast and quiet receipt printing 
  • Three-year warranty

Payroll Services

Streamline your payroll and personnel management

Save time and reduce stress. Through our partnership with Paychex® Payroll Services, you can easily track hours, pay your employees, keep payroll taxes straight, and so much more. And if you ever need assistance, a Paychex support specialist is available 24/7 via phone, email, or chat.

  • Report employee hours over the phone, online, or with the free Paychex Flex® mobile app
  • Pay your employees using the method they prefer: direct deposit, prepaid pay cards, or pre-signed checks 
  • Ensure that your payroll taxes are calculated, deposited, and filed correctly with the appropriate tax agency
  • Get help with a variety of HR tasks such as hiring and managing employees, creating an employee handbook, setting up benefits, and handling workplace safety initiatives

Visit a Branch to Get Started or Call for more Info

* Member must meet qualification requirements to utilize Remote Deposit Capture via scanner and compatible computer with applicable software.

Fees apply to some cash management services. Must be RFCU member or Membership Partner to open a business account, obtain a loan, or use any service. Must be eligible for membership and open a share savings account to become a member. A $5 minimum balance is required to open share savings account and must be maintained in share account. Minimum deposits, account balances, and transaction fees apply to some business accounts. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender.

Must have Company ID, User ID, and password to access Business Online Banking. Must have Business Online Banking, Company ID, User ID, and password to access Bill Pay, eStatements, and mobile banking. Standard wireless carrier text message, data, or internet service provider rates and/or and fees may apply; check with your carrier for more information. Not all features of Online Banking are currently available in the mobile version; watch for future updates. Other restrictions may apply. Payroll services are offered through Paychex. Fees for Payroll services apply and vary. RFCU®, Vantiv and Paychex are separate entities. RFCU does not warrant, guarantee, or insure any service or product offered by Paychex or Vantiv.

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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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