800-234-1234

Pay Just $1 Mortgage Origination* — Save $898 on Closing Costs!**

Now thru June 30

Pay Just $1 Mortgage Origination* — Save $898 on Closing Costs!**

Now thru June 30

Home Loans

Whether you’re buying, refinancing, or building, our experienced Mortgage Team can help you achieve more. And with a streamlined mortgage process and convenient online tools, financing your dream is easier than ever.

Estimate your closing costs, explore rates and terms, and calculate monthly payments.

Get started with your personalized rate quote.

Why Choose Redstone for Your Home Loan?

Competitive rates and closing costs

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

Team of experts

Our Mortgage Team has years of experience and knows the real estate industry inside and out. Meet the Mortgage Team

Local servicing***

From monthly payments to escrow and insurance, Redstone services nearly every mortgage we make.


Ready to apply for a Home Loan? It’s easy!


I am a Redstone Member


*Offer valid from April 5, 2022 - June 30, 2022. Excludes Fixed-Rate Home Equity Loans. Loans subject to credit approval. Membership eligibility, other fees and restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact Credit Union for details. Must create separate username and password to gain access to the mortgage application process. Typical payment example: A 30-year mortgage for $200,000 with a 4.654% APR and fixed monthly payment of $1,028.28 with an 80% LTV. Payment example does not include amounts for taxes and insurance premiums, and the actual payment obligation will be greater.

**The $898 savings is a lender credit toward RFCU’s origination fee of $899. The mortgage loan application must be submitted by June 30, 2022 and the loan must close by September 30, 2022. Member will receive the lender credit on the closing disclosure as a specific lender credit.

***Local loan servicing may not be available on some loans.

Mortgages are only available for properties located in Alabama and Tennessee.

Loans subject to credit approval. Must be eligible for membership and open a share savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and must be maintained in the share savings account at all times. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit at account opening. Your APR may be different. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Other restrictions may apply. Rates, terms and conditions are subject to change without notice. RFCU is an Equal Opportunity Lender. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. Must have online banking user name and PIN/password to access online application for Home Equity Lines of Credit. Must create separate user name and password to gain access to mortgage application process.