Business Solutions

At Redstone Federal Credit Union®, we care about the success of your business.

Why?

Because we live by the credit union motto of "People Helping People," and have for over 60 years. And we'd like to help you grow your business by inviting you to become a Redstone Business member.

Redstone is a member-owned, community-focused financial institution dedicated to helping local businesses thrive.

At Redstone we offer a wide-range of business products and services for small and medium size companies. Highly competitive pricing coupled with the excellent service and personalized attention Redstone members have come to expect, are the hallmarks of our business solutions portfolio.

Let us help grow your business

Whether your business is just getting started or continuing to grow, Redstone has a great selection of options among our many financial services for you to explore. The broad array of financial services we offer includes:

Checking & Savings Accounts and Cash Management

  • Business checking accounts with CashBack on debit card purchases
  • Business savings accounts
  • Free Business Online Banking, Bill Pay, eStatements, and alerts
  • Business Mobile Banking App
  • Merchant services
  • Cash management services

Loans

  • Business credit cards for convenience, and lines of credit and short term loans to bridge gaps in cash flow
  • Conventional and SBA loans for longer term financing needs

Membership Partner Benefits

When you sign up your business as a Redstone Membership Partner, you will receive benefits including:

  • Ability to offer RFCU® membership to your employees
  • Opportunity to be involved in the Redstone Discounts!® program providing your business special exposure to RFCU's nearly 370,000 members
  • Quarterly e-newsletter with valuable information for local businesses and organizations
  • It's FREE! There is absolutely no cost to become a Membership Partner

Insurance and Investments

  • Various employee benefit solutions

Redstone Discounts!

With an account relationship at Redstone, you have the opportunity to participate in Redstone Discounts! This allows you to offer discounts on your goods or services that are exclusive to Redstone members. Redstone Discounts! are featured on Redstone's website, giving your business positive exposure to nearly 370,000 members. This very successful program is another example of how we put our motto "People Helping People" into action. Our members take pride in supporting one another.

Your employee benefits

A Redstone Business relationship also allows you to enhance your employee benefits package. When your business becomes part of the Redstone family, your employees are automatically eligible for membership and all the benefits that membership provides. They can enjoy competitive rates on savings and loans, free financial counseling, and a variety of free or low-cost products and services.

Employees who become Redstone members will also enjoy the benefits of :

  • Redstone Discounts! - Members receive special discounts from member companies when they use their Redstone debit or credit card.
  • Redstone Rewards® - Members who enroll in our online banking receive valuable cash back reward offers when they use their debit card for purchases.
  • Redstone MemberPlus!- Members receive better rates on loans and share certificates as well as discounted or waived fees.

Redstone returns profits to its members in the form of lower loan rates, higher savings rates, and free or low-cost services.

 

 

*$79,000 based on CashBack payout to Endeavor or Endeavor Plus checking account holders.

Business Share Accounts: Must be a current RFCU member or Membership Partner to open an account or use any service. Must be eligible for membership and open a share savings account to join RFCU. A minimum balance of $5.00 is required to open share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. 

Business Checking Accounts and Cash Management: Fees apply to some services. Must be a current RFCU member or Membership Partner to open a business checking account. Minimum deposits, account balances, and transaction fees apply to some business accounts. Must have a business checking account to obtain a business debit card. Other restrictions may apply. Must have a business checking account to utilize some Cash Management services.

Business Debit Card CashBack: Business Debit Card CashBack is a debit card reward program for business members with an Endeavor or Endeavor Plus Checking account. With Business Debit Card CashBack, you will receive 10-cents CashBack for every Point of Sale (POS) debit card transaction you complete after the first four POS transactions per month from an Endeavor or Endeavor Plus Checking account. Business Debit Card CashBack rewards will be posted on the 5th calendar day of each month. Only active Endeavor and Endeavor Plus Checking accounts in good standing will receive Business Debit CashBack rewards. Rewards will only be given for debit card POS purchases after the four per month threshold is met and will not be given for the first four purchases per month. Rewards will not be given for ATM, cash advance, or balance inquiry transactions. There is no limit on the number of rewards a business member may receive each month after the applicable threshold is met.

Business Online and Mobile Banking: Must have Company ID, User ID, and password to access Business Online Banking. Must have Business Online Banking, company ID, user ID, and password to access Bill Pay, alerts, eStatements, and Business Mobile Banking. For Mobile Banking, standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. Not all features of Online Banking are currently available in the mobile version. Watch for future updates.

Business MemberPlus!, Redstone Rewards, and Redstone Discounts!: You must have a checking account to participate in Redstone MemberPlus! Must have checking account, Online Banking, and debit card to participate in Redstone Rewards. Must use an RFCU debit or credit card to participate in Redstone Discounts! Redstone Rewards and Redstone Discounts! are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities. Restrictions may apply.

Business Loan Accounts: At least one owner of the business must be, or become, a member of RFCU, or be in our field of membership in order to open a business account, obtain a loan, or use any business service. In addition, a business share account must be opened in the business name in order to obtain a loan. Documents are required to open account and obtain loan. See membership and loan application for more details. Fees and other restrictions may apply. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender.

Insurance and Investments: Insurance and investment products are offered through third-party insurance companies, are not Redstone Federal Credit Union products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by RFCU or any government agency. RFCU and Redstone Insurance Services are affiliated but, RFCU, Redstone Insurance Services, and third party insurance or investment companies are separate entities. RFCU does not warrant, guarantee, or insure any service or product offered by Redstone Insurance Services or any third party insurance or investment companies. Restrictions may apply. 

Talk with a Redstone Business Team Member

We care about the success of your business.  Tell us how we can help your business grow.

Contact Us Now

Bring your business to your Credit Union

You've trusted RFCU with your personal accounts for years, now it's time to transfer your business accounts. With a great selection of business accounts and loans, you're sure to find something well-suited for your business.

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Need assistance? Contact Business Services & Support

Call us at 256-327-1104
Monday - Friday: 8 am - 5 pm
or email info@redfcu.org