Automated Savings (Redstone Round Up): Must have checking account with debit card and Brighter Day Savings account to enroll in Redstone Round Up. Contact us for more information. Restrictions may apply.
All loans are subject to credit approval. You must be an RFCU® member to obtain a loan. Rates are determined by an evaluation of applicant credit at account opening. Your rate may be different. Other restrictions may apply.
*Annual Percentage Rate = APR
As of September 1, 2020, the APR for new and used autos as low as 2.49%. Your APR may be different. APRs are determined by an evaluation of applicant credit at consummation, loan terms, credit score and LTV, with a minimum credit score of 730 or above and LTV below 75%. Fixed APRs are fixed for the life of the loan. For a $20,000 auto loan with 75% financing for 36 months with 2.49% fixed APR, the monthly payment schedule will be $578.33.
**Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest.
Home Equity Line of Credit: The minimum Annual Percentage Rate (APR) is as low as 4.250% and may vary. Rates current as of September 1, 2020. The maximum APR is 18% or the maximum allowed by law, whichever is less. $10,000 to $150,000 equity lines up to 100% of Total Loan-To-Value (TLTV) for owner occupied property or 75% of TLTV for non-owner occupied. RFCU pays closing costs. Property insurance is required.
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