Must be eligible for membership and open a share savings account in order become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available."

APY = Annual Percentage Yield

*Limited-time promotion: Redstone Federal Credit Union® (RFCU®) will credit the appraisal fee if the borrower provides a signed sales contract within 60 days of receiving a pre-approval letter from Redstone. Offer will be credited towards the final closing costs at closing on the loan. All initial pre-approvals are subject to full underwriting review. The average appraisal cost is $505. Offer valid on purchase transactions only. Land loans and refinances are excluded from this program. Offer subject to change at any time.

¹Balance Transfers Introductory Offer: 0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from 9.75%-13.25%, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.

Important Information about ‘Grace Period’ for the Introductory Balance Transfers Offers for Visa Signature:
Balance Transfer 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account opening date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.

²As of July 1, 2018, the APRs are as low as 9.75% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.