Must be eligible for membership and open a share savings account in order become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available."

APY = Annual Percentage Yield

¹Local loan servicing may not be available on some loans.

²You will receive 10,000 MyChoice Rewards bonus points. To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account.

³Balance Transfers Introductory Offer:
0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from 10.25%-13.75%for Visa Signature, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.

⁴As of July 1, 2019, the APRs are as low as -for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.

*The rate for our Brighter Day Savings Account is 50x the national average at 5.09% APY, based on the national average of savings account rates published in the FDIC Weekly National Rates and Rate Caps, accurate as of July 1, 2019.