RFCU will never call/text you to verify your card information or the 3-digit code on back.  If you receive such a call, please call 800-234-1234 to verify its authenticity.

Score Big This Fall with a Brighter Day Savings Account. Click to Learn More.

More Than Just Low Rates - Redstone Home Loans. Click to Get Pre-Approved

Earn 10,000 Bonus Points - Click to Learn More



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Home loans and mortgages from Redstone

30 Year Fixed Rate Mortgage

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

Share Certificates from Redstone logo

Redstone's Share Certificates are a smart way for you to ensure your money keeps growing while you go on living.

Auto loans from Redstone logo

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way!

Credit Cards from Redstone logo

Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter.

Endless Member Benefits | Redstone Federal Credit Union



The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 65 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals. 

Discover why more than 400,000 members have placed their trust in Redstone.



Redstone gives back to members in the form of CashBack, lower fees, and lower loan rates in 2018.








Redstone is here to help you live brighter as you reach higher

Competitive Rates | Redstone Federal Credit Union


Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you.

Customer Service from Redstone Federal Credit Union


RFCU® exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile.

Lower Fees and Cashback from Redstone


We know you don't want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn.  You'll also get CashBack just by using your Redstone checking account.

Member focused banking | Redstone Federal Credit Union


At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart.

Flexibilty | Redstone Federal Credit Union


With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life.

Trusted Advice Icon


Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones.

Must be eligible for membership and open a share savings account in order become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available."

APY = Annual Percentage Yield

1Local loan servicing may not be available on some loans.

2You will receive 10,000 MyChoice Rewards bonus points. To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account.

3Balance Transfers Introductory Offer:
0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from 10.00%-13.50%for Visa Signature, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.

4As of September 1, 2019, the APRs are as low as 10.00% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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