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Scholarships Available

Applications Accepted Through February 28

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Scholarships Available

Applications Accepted Through February 28

Learn More
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Write your letter to Santa!

Help us support local charities. $1 donated for each letter.

Send your letter
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Write your letter to Santa!

Help us support local charities. $1 donated for each letter.

Send your letter
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Earn Up to 5% Cash Back Rewards With a Visa Signature®

No Annual Fee1 | No Rotating Categories | Special Intro Offer2

Apply Today
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Earn Up to 5% Cash Back Rewards With a Visa Signature®

No Annual Fee1 | No Rotating Categories | Special Intro Offer2

Apply Today
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FEATURED RATES

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30 Year Fixed Rate Mortgage

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

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Share Certificates With APY As High As 5.41%

Redstone's Share Certificates are a smart way for you to ensure your money keeps growing while you go on living.

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New Car Loans As Low As 6.09% APR

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way!

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Credit Card As Low As 12.25% APR

Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter.

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VIEW ALL RATES

MEMBER BENEFITS

The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 70 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals.

Discover why more than 742,000 members have placed their trust in Redstone.
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APPLY NOW
REDSTONE BY THE NUMBERS
$2,154,092 IN DEBIT CARD CASHBACK
$13,920,392 IN CREDIT CARD CASHBACK
$1,623,230 IN REDUCED HELOC FEES

THE REDSTONE DIFFERENCE

Redstone is here to help you live brighter as you reach higher

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COMPETITIVE RATES


Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you.


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BETTER SERVICE


Redstone exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile.

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LOWER FEES


We know you don't want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn.




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MEMBER FOCUSED BANKING


At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart.


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MORE FLEXIBILITY


With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life.


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TRUSTED ADVICE


Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones.

All loans are subject to credit approval. You must be an RFCU® member to obtain a loan. Rates are determined by an evaluation of applicant credit at account opening. Your rate may be different. Other restrictions may apply.

1As of , the annual percentage rates (APR) for variable rate products are as low as % Variable - % (Visa Signature), as low as % Variable - % (Visa Traditional), and as low as % Variable (Visa Traditional Share Secured). Variable APRs will vary with the U.S. Prime Rate. The Visa Traditional (Fixed) APR is % Fixed and is fixed for the term of the loan.

2You will receive 30,000 MyChoice Rewards bonus points when you spend $3000. To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits, and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account. Promotional offers are included in the calculation.

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

Become a Member