Enjoy 0% Intro APR for 6 months on balance transfers

Visa Signature®

For members who want the most out of life, our Visa Signature card has it all: a great rate, no annual fee2, unlimited points, and dozens of exclusive benefits.

Redstone’s Visa Signature card gives you the freedom to turn your everyday purchases into the rewards you want with the MyChoice Rewards Program. Earn 1 point for every $1 spent,3 then redeem points for CashBack, gift cards, travel or charity donations. Plus, get access to a wide variety of special offers and upgrades, including discounts on theater tickets, sporting events, and travel packages. Receive complimentary assistance with dining reservations, travel arrangements, and shopping through Visa’s 24/7 premium concierge service. And save even more with valuable Redstone Discounts!®

With tons of perks at your fingertips, it’s easier than ever to live life to the fullest.

Visa Signature

2x points

Double points on purchases made
in the first 90 days (Introductory offer)3

Earn 1 point per $1 spent

on ALL purchases made after the first 90 days. No limit on the amount you can receive.


Intro APR for 6 months on Balance Transfers made within first 30 days. After that, APR will range from 9.25% –12.75% 1

Our Visa Signature card features additional
exclusive benefits4, including:


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts6

Price protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

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A First Credit Card

Need to establish your credit?

The Visa Traditional card is ideal for students and other members who are ready to open their first credit card. With responsible spending, you can use your Visa Traditional card to build a strong credit foundation, which will help you achieve your goals throughout your life—from buying a home to enjoying your retirement.

Our Visa Traditional card includes round-the-clock-support, real-time fraud text alerts, 24/7 Roadside Assistance, and much more. You can monitor your card activity and manage your account— anytime, anywhere—with Redstone’s Online and Mobile banking. There are so many ways for you to stay on top of your finances and plan for your future.

A Second Chance

Need to reestablish your credit?

If you’ve had challenges with your credit in the past and you want another chance to get your finances in order, the Visa Traditional card can help you move in the right direction.

Build your credit with peace of mind, knowing that you’re backed by the security and convenience of Visa and Redstone’s outstanding member support. It’s easy to keep tabs on your spending with Redstone’s Online and Mobile banking. And with resources like Redstone’s FinanceWorks money management tool, you’ll have what you need to establish healthy habits and keep moving forward.

Ready to open a Redstone credit card? 

Every Redstone Visa credit card includes all of these features

Redstone credit card convenience icon


Quick and easy purchases Visa is accepted all over the world

24/7 US-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking

Redstone credit card security icon


Zero-liability5 fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Redstone discounts and rewards icon

Savings & Discounts

No annual fee2

No balance transfer or cash advance fees

Visa Discounts on your purchases at select retailers

Redstone Discounts!® when you use your card at many local businesses

Redstone additional benefits icon

Additional Benefits4    

Travel and emergency assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Must be a Redstone Federal Credit Union® (RFCU®) member to obtain a loan. Must be eligible for membership and open a share savings account to join RFCU. $5 minimum balance is required to open and be maintained in share savings account at all times. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

* Must have online banking and PIN/password to access online application.

Balance Transfers Introductory Offer:
0% Annual Percentage Rate will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in affect at the time. Rates, Terms and Conditions are subject to change.

Important Information about ‘Grace Period’ for the Introductory Balance Transfers Offers for Visa Signature:
Balance Transfer 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account open date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.

As of January 1, 2018 , the annual percentage rates (APR) are as low as 9.25% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.

3 Redstone’s MyChoice Rewards Program: For Visa Signature credit cards, cardholders will earn points for qualified transactions made using their rewards card. Earn one (1) point for every one (1) dollar charged to the enrolled card. Point earnings are based on the net retail purchase transaction volume (i.e. purchases less credits, returns, and adjustments) charged to the participating card during each day by the cardholder. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point total during the dispute period. If the transaction is reinstated, points will be reinstated. Expiration of points do apply. To be eligible to receive points, the credit card account must remain open. Balance transfers and cash advances do not qualify. Points are non-transferable from one Redstone credit card account to another, except for lost and/or stolen credit cards. Promotional offers are included in the calculation. Redstone Federal Credit Union reserves the right to disqualify any cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the terms and conditions of the program. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. The MyChoice Rewards program does not affect the terms and conditions of your Credit Card Agreement with Redstone Federal Credit Union.

4 Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details. Redstone Federal Credit Union and Visa USA are separate entities. Redstone does not warrant, guarantee or insure any product, purchase or service offered by Visa USA.

Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.

5 Visa’s Zero Liability policy covers U.S-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details, or visit visa.com/security.

6 Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit and credit card to receive Visa Discounts or Redstone Discounts! RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.

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Balance transfer0% APR for 12 mos

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion


Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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