Earn Even More Rewards 
with a Visa Signature®

Get up to 5% cash back on purchases

Earn Even More Rewards 
with a Visa Signature®

Get up to 5% cash back on purchases

Visa Signature

For members who want the most out of life, our premier credit card, Redstone’s Visa Signature has it all: a great rate, no annual fee,1 MyChoice rewards, and dozens of exclusive benefits.

Redstone’s Visa Signature card gives you the freedom to turn your everyday purchases into the rewards you want with MyChoice Rewards. Earn up to 5% in cash back rewards on qualifying purchases.2 Best of all, you choose the reward that’s best for you including cash back, gift cards, travel, or make a donation. Plus, gain access to a wide variety of special offers and upgrades, including discounts on experiences, dining, and top retailers. Receive complimentary assistance with dining reservations, travel arrangements, and shopping through Visa’s 24/7 premium concierge service. And save even more with valuable Redstone Discounts!®

With tons of perks at your fingertips, it’s easier than ever to live life to the fullest.


With Redstone’s Visa Signature card, get more rewards on your everyday purchases:

restaurants and gas purchases
groceries, discount stores, wholesale clubs, utilities, phone and streaming services
all other purchases

See How Fast Your Rewards Can Add Up

Visa Signature Spending Chart
When you're ready to cash in, simply redeem your rewards in online or mobile banking.

Earn $150 in cash back rewards
when you spend $3,000 within the first 90 days.3

0% Intro APR for 6 months on balance transfers made within the first 30 days. After that, APR will range from % variable - % variable.4

Visa Signature Exclusive Benefits5


Luxury Hotel Collection – Enjoy special guest status at prestigious hotels worldwide

Visa Signature Concierge Services - Get assistance in planning travel, dining, entertainment, and more

Fine wine and dining Enjoy world-class celebrity chef and winemaker experiences


Roadside Services – 24/7 Roadside Dispatch services

Price Protection Get reimbursed for the price difference of an item if you find it advertised for less.

Extended Warranty Protection – Extend the warranties of eligible items purchased with your Visa card.

Visa Offers & Perks

Shopping Discounts – Shop and save with discounts from top retailers6

Travel Savings – Access to special savings and exclusive room upgrades on top cruise lines and hotels

Every Redstone Credit Card Includes These Features


24/7 US-based, live-agent phone support, including emergency card replacement

Manage your account anytime with Redstone’s Online Banking

Make online shopping easier with Visa Click to Pay


Zero-liability7 fraud protection

Card Control8 security settings to customize how and when your credit card can be used

Real-time fraud monitoring and fraud text alerts

Savings & Discounts

No annual fee1

No balance transfer, foreign transaction, or cash advance fees1

RedstoneDiscounts® when you use your card at select local businesses6

Ready to open a Redstone credit card?

1As of , the APRs are as low as % Variable - % Variable for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.

2Redstone’s MyChoice Rewards points are earned for qualified transactions made with the participating card. Points are rewarded to the primary member on the account, are nontransferable, and are subject to expiration and spending caps. Purchases over the spending cap will earn reduced rewards. To be eligible to receive points, the account must remain open. Rewards are only earned on eligible net purchases: the sum of eligible purchase transactions minus returns and refunds. Promotional offers are included in the calculation. Rewards are not earned for ATM, cash advance, or balance transfer transactions. Additional terms and conditions apply. For more information, view the MyChoice Rewards Terms and Conditions and the FAQs in online banking.

3You will receive 30,000 MyChoice Rewards bonus points. To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account.

4Balance Transfers Introductory Offer:
0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from % Variable - % Variable, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.

5Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details. Redstone Federal Credit Union and Visa USA are separate entities. Redstone does not warrant, guarantee, or insure any product, purchase, or service offered by Visa USA.

Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.

6Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit and credit card to receive Visa Discounts or Redstone Discounts! RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.

7Visa’s Zero Liability policy covers U.S-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details, or visit visa.com/zeroliability .

8Credit Card Control: Must have compatible mobile device to use service. Certain functions of the service may not be available for all transactions or at all times. Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions.

Must be a Redstone Federal Credit Union® (RFCU®) member to obtain a loan. Must be eligible for membership and open a share savings account to join RFCU. $5 minimum balance is required to open and be maintained in share savings account at all times. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

Must have online banking and PIN/password to access online application.

Visa® is a registered trademark of Visa International Services Association..