For members who want the most out of life, our Visa Signature card has it all: a great rate, no annual fee3, unlimited points, and dozens of exclusive benefits.
Redstone’s Visa Signature card gives you the freedom to turn your everyday purchases into the rewards you want with the MyChoice Rewards Program. Earn 1 point for every $1 spent,4 then redeem points for CashBack, gift cards, travel, or charity donations. Plus, get access to a wide variety of special offers and upgrades, including discounts on theater tickets, sporting events, and travel packages. Receive complimentary assistance with dining reservations, travel arrangements, and shopping through Visa’s 24/7 premium concierge service. And save even more with valuable Redstone Discounts!®
With tons of perks at your fingertips, it’s easier than ever to live life to the fullest.
10,000 Bonus Points
Intro offer when you spend $3,000 within the first 90 days. (equivalent to $150)1
Earn 1 Point
per $1 spent on ALL purchases. No limit on the amount you can receive.
0% Intro APR
for 6 months on Balance transfers made within first 30 days. After that, APR will range from % Variable to % Variable2
Access to pre-sales and discounts on tickets to sporting events
Preferred seating offers for select Cirque du Soleil shows
Incredible travel packages, savings, and upgrade
Premium benefits at prestigious hotels worldwide
Complimentary wine tastings at Sonoma County wineries
Savings at restaurants and gourmet retailers
24/7 Visa Signature Concierge service, which includes:
Travel and dining arrangements
Entertainment and event tickets
Must be a Redstone Federal Credit Union® (RFCU®) member to obtain a loan. Must be eligible for membership and open a share savings account to join RFCU. $5 minimum balance is required to open and be maintained in share savings account at all times. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.
*Must have online banking and PIN/password to access online application.
1You will receive 10,000 MyChoice Rewards bonus points. To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus MyChoice Rewards points do not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus MyChoice Rewards points fulfillment. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account.
Promotional offers are included in the calculation. Redstone Federal Credit Union reserves the right to disqualify any cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the terms and conditions of the program. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log in to online banking for more information about the rewards program. The MyChoice Rewards program does not affect the terms and conditions of your Credit Card Agreement with Redstone Federal Credit Union.
2Balance Transfers Introductory Offer:
0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from % Variable - % Variable, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.
Important Information about ‘Grace Period’ for the Introductory Balance Transfers Offers for Visa Signature:
Balance Transfer 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account opening date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.
3As of , the APRs are as low as % Variable - % Variable for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.
4Redstone’s MyChoice Rewards Program: Visa Signature credit card cardholders will earn points for qualified transactions made using their rewards card. Earn one (1) point for every one (1) dollar charged to the enrolled card. Point earnings are based on the net retail purchase transaction volume (i.e. purchases less credits, returns, and adjustments) charged to the participating card during each day by the cardholder. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point total during the dispute period. If the transaction is reinstated, points will be reinstated. Expiration of points does apply. To be eligible to receive points, the credit card account must remain open. Balance transfers and cash advances do not qualify. Points are non-transferable from one Redstone credit card account to another, except for lost and/or stolen credit cards.
5Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details. Redstone Federal Credit Union and Visa USA are separate entities. Redstone does not warrant, guarantee, or insure any product, purchase, or service offered by Visa USA.
Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.
6Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit and credit card to receive Visa Discounts or Redstone Discounts! RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.
7Visa’s Zero Liability policy covers U.S-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details, or visit visa.com/security.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.