Meet our Investment Team

Live Brighter®

with a team of experts in your corner

Meet the Insurance Team

3%

CashBack on purchases made in the first 90 days
(Introductory offer)

1.5%

CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive

0%

Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%

Our Visa Signature card features additional exclusive benefits1, including

Entertainment

Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows

Travel

Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)

Dining

Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers

Service

24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services

Savings

Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Which investments are right for you?

                         

Annuities

Appropriate for you if:

You’re looking for steady
payments during retirement.

IRAs

Appropriate for you if:

You need a retirement account that offers various tax benefits.

Stocks

Appropriate for you if:

You’re comfortable with higher- risk investments
and are looking for higher return potential.



Mutual Funds

Appropriate for you if:

You’re interested in investing in a number of
different companies while paying lower
transaction fees.

College Investment Plans

Appropriate for you if:

You want to fund your child’s education and take advantage of tax breaks.

 

401(k) Rollovers


Appropriate for you if:

You are approaching retirement or changing jobs and you want to transfer your 401(k) to an IRA.

 

Bonds

Appropriate for you if:

You want more predictability and regular income through bond payments.



Managed “Advisory” Accounts

Appropriate for you if:

You want help managing your investments and you want to save on individual transaction fees.

 

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of the Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The investment products are being offered by a dual employee of Redstone Federal Credit Union who also sells investment products for the third party insurance company.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama and Tennessee.

Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers and are not affiliated with LPL Financial and are separate entities. Redstone Federal Credit Union and Redstone Brokerage Services are affiliated but are separate entities. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services.

 

adam-lauderdale-insurance.png


Adam Lauderdale
Insurance Sales Agent
256-722-8301
Serving 6th Avenue-Decatur, Beltline-Decatur, Athens, County Line, East Athens, Hartselle, Highway 72 and Madison branches

jennifer-manglona-insurance.png


Jennifer Manglona
Insurance Sales Agent
256-722-8301
Serving Big Cove, Guntersville, Highway 53, Meridianville, Mills Road, Redstone Arsenal, South Parkway, Winchester and Wynn Drive branches

Justin Miller


Justin Miller
Insurance Sales Agent
256-722-8301
Serving Arab, Fayetteville, Hobbs, Murfreesboro, North Parkway, Scottsboro, and Weatherly branches

EVERY Redstone Visa credit card includes all of these features

Convenience

Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking

Security

Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Can’t afford to put 20% down but don’t want to pay PMI? Consider Redstone’s No PMI Mortgages, which allow you to put 5% or 10% down and finance the rest—and you’ll pay no PMI.
See how >>

Mortgages are only available for properties located in Alabama and Tennessee.

Loans subject to credit approval. Must be RFCU® member to obtain mortgage. Must be eligible for membership and open a share savings account.  A minimum balance of $5.00 is required to open and be maintained in share savings account at all times. Fees and other restrictions may apply. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. RFCU is an Equal Opportunity Lender. Rates, terms and conditions are subject to change without notice. Must create separate user name and password to gain access to mortgage application process

*Consult your tax advisor regarding the deductibility of mortgage interest and private mortgage insurance premiums.

**LPMI typically terminates only when the loan is refinanced, paid off, or otherwise terminated. For BPMI, when the loan-to-value ratio reaches 78% of the original value, BPMI will be automatically terminated.

Redstone Services GroupSM, LLC d/b/a Redstone Insurance Services®, a wholly owned subsidiary of Redstone Federal Credit Union® (RFCU®), is a licensed insurance agency that sells insurance policies issued by third-party insurance companies. The insurance companies underwriting these policies are not affiliated with RFCU nor any of its subsidiaries.

Must be a Redstone Federal Credit Union (RFCU) member to obtain some insurance products. Fees and other restrictions may apply. Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union products, are not NCUA or federally insured. These products may be offered by a dual employee who also sells insurance products on behalf of a third-party insurance company. RFCU does not warrant, guarantee, or insure any service or product offered by any third-party insurance company or Redstone Insurance Services. RFCU with Redstone Insurance Services are affiliated, but RFCU, Redstone Insurance Services, and third-party insurance companies are separate entities.

 

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FEATURED RATES

Balance transfer0% APR for 12 mos

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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Join the Conversation #RedstoneFCU

What Will Your Business Do With 5% CashBack?

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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