Relationship Checking | Personal Banking | Redstone Federal Credit Union

Live Brighter®

with easy ways to manage your money

Relationship Checking

To thank our loyal Redstone members, we’ve packed our premier Relationship Checking Account with perks. Enjoy enhanced features, more rewards, and no monthly fee with Direct Deposit or $500 average monthly balance—this full-service account has it all.

Your money works harder for you with Relationship Checking.

Are you a RFCU® member?

Please Login to online banking to apply

Not a member?

Please Apply Now for membership first

Relationship Checking 


**CashBack Earn five cents per debit card purchase beginning with your 5th transaction each month

Initial Deposit


Required to open account

Line of Credit


Optional line of credit with an overdraft protection feature

My Virtual StrongBox

325 MB

Of secure online storage

*Monthly Fee


With Direct Deposit or $500 avg. monthly balance; otherwise $8

Extra Perks


Standard checks, official checks, and money orders

Ready to Open a Relationship Checking Account?

Plus, Every Redstone Checking Account includes our outstanding member support and all of these features

Redstone Debit Card icon

Redstone Debit Card

More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used (link)

Your choice of multiple card designs*

Affinity Debit Card lets you earn CashBack for participating schools or organizations

Redstone Account security services icon

Convenience and Security

Online Banking with bill pay

Free Mobile Banking app with remote check deposit

Unlimited check writing

My Virtual StrongBox Secure Online Storage

Free Popmoney standard transfers

Redstone discounts and rewards icon

Discounts and Rewards

Visa ® Discounts on debit card purchases

Redstone MemberPlus! discounts on loans and fees. Plus bonus dividends

Redstone Discounts!® savings at the register when you use your debit card

Do you typically carry a lower monthly balance but still want CashBack rewards?
Take a look at our Extra Checking®

Members with a Relationship checking account will automatically receive the Extra Credit Line of Credit of $250 if they have had no non-sufficient funds (NSFs) during the first 90 days after the checking account opening date, have not opted out of the Extra Credit Line of Credit, and the Credit Union has received the signed Credit Agreement within 30 days of opening or upgrading the checking account. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender. Other restrictions may apply.

With Redstone CashBack, you will receive: $.05 CashBack for every Point of Sale (POS) debit card transaction you complete after the first four POS transactions per month from a Relationship Checking account. Only active Relationship Checking accounts in good standing will receive Redstone CashBack rewards. Rewards will only be given for debit card POS purchases after the four per month threshold is met and will not be given for the first four purchases per month for Relationship Checking accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions.

Members with Relationship Checking accounts will receive up to four free boxes of standard checks per year. Free checks not available with other types of checking accounts.

*Fees apply if new select card design is requested for Liberty, Privilege, or Mpower® Checking accounts

Redstone Discounts!, Visa Rewards:
You must have online banking and PIN/Password to participate in Redstone Rewards. You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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