Get more from your account with Rewards Checking

MyChoice Rewards | Free Personal Checks | And More

Get more from your account with Rewards Checking

MyChoice Rewards | Free Personal Checks | And More

Rewards Checking

We’ve added more perks to our premier Rewards Checking account including free personal and official checks, money orders, and no monthly maintenance fee when you use direct deposit or your Redstone debit card to make purchases, otherwise $8 per month.

And, we've added our MyChoice Rewards program to the Rewards Checking account to make sure you're earning points with every debit card swipe–points you can redeem at any time!

Rewards Checking Features
  • Earn 9 Points for Every Swipe and redeem your points for CashBack, Gift Cards, Travel, or Charity donation.
  • Get Free Personal Checks, Money Orders, and Official Checks
  • Initial Deposit of $25
  • No monthly maintenance fees when you use direct deposit or make 4 debit card purchases per month, otherwise $8 per month
  • No monthly maintenance fees for members age 24 or younger

Every Redstone checking account includes all of these features:

Redstone Debit Card
More than 70,000 surcharge-free ATMs all over the US

Card Control security settings to customize how and when your debit card can be used

Affinity Debit Cards let you earn CashBack for participating schools or organizations


Convenience and Security
Online Banking with bill pay


 Free Mobile Banking app with remote check deposit

Enroll in eStatements


Set account alerts for balances, transactions, and deposits

Discounts and Rewards
Visa® Discounts on debit card purchases

Redstone Discounts!® savings at the register when you use your debit card

Can't Decide? A Redstone Team Member Can Help You Get Started.

Must be eligible for membership and open a share savings account in order to open a checking account or obtain any product or service. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. Age and other restrictions may also apply.

*Redstone’s MyChoice Rewards points are earned for qualified transactions made with the participating card. Points are rewarded to the primary member on the account, are nontransferable, and are subject to expiration and spending caps. Purchases over the spending cap will earn reduced rewards. To be eligible to receive points, the account must remain open. Rewards are only earned on eligible net purchases: the sum of eligible purchase transactions minus returns and refunds. Promotional offers are included in the calculation. Rewards are not earned for ATM, cash advance, or balance transfer transactions. Additional terms and conditions apply. For more information, view the MyChoice Rewards Terms and Conditions and the FAQs.

All travel must be redeemed through ampliFI’s fully licensed redemption reservation center or website. Cardholders must have an eligible rewards card at the time of redemption. ampliFI’s normal and customary fees associated with processing travel-related services are billed to the cardholder’s rewards card. All reservations are made subject to the conditions of airlines, supply, or business of the party providing the service, which include exclusions and limitations of liability.

The cardholder has the option of redeeming the CashBack reward(s) as a deposit into their RFCU savings or checking account.

Gift cards and certificates cannot be returned and are not redeemable for cash or credit. Gift cards and certificates may also be subject to other restrictions imposed by the merchant. Gift cards and certificates purchased to provide services are subject to the terms and conditions of the vendor providing the services. Additional terms and conditions may be specified on the gift card or certificate.

ampliFI, RFCU, or select charities are not responsible for record keeping of donations. RFCU and ampliFI do not provide tax advice. Please consult your tax advisor.

Free Checks: Members with a Rewards Checking account will receive up to four free boxes of standard checks per year. Free checks are not available with other types of checking accounts.

ATM: Fees may apply for viewing account balance at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.