Welcome home with a Redstone Home Loan

Competitive Rates | Streamlined Process | Local Servicing*

Welcome home with a Redstone Home Loan

Competitive Rates | Streamlined Process | Local Servicing*

Home Loans

Whether you’re buying, refinancing, or building, our experienced Mortgage Team can help you achieve more. And with a streamlined mortgage process and convenient online tools, financing your dream is easier than ever.

Estimate your closing costs, explore rates and terms, and calculate monthly payments.

Get started with your personalized rate quote.

Why Choose Redstone for Your Home Loan?

Competitive rates and closing costs

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

Team of experts

Our Mortgage Team has years of experience and knows the real estate industry inside and out. Meet the Mortgage Team

Local servicing*

From monthly payments to escrow and insurance, Redstone services nearly every mortgage we make.

Ready to apply for a Home Loan? It’s easy!

I am a Redstone Member

*Local loan servicing may not be available on some loans.

**Members that refinance qualifying mortgage transactions up to 40 months after closing may be eligible to have the Origination fee waived on the refinanced transaction. Mortgage Loans must be open and active for 6 months before refinancing. Promotional offer is NOT available on land loans, Adjustable Rate Mortgages, or closed-end second mortgages. Qualifying mortgage transactions are Refinances, Conventional, FHA, and VA loans. This offer applies to only one refinance transaction per member. The refinance has to pay off the qualifying loan. Loans that close between the dates of December 1, 2022, to June 30, 2023, will have 40 months to refinance. RFCU reserves the right to terminate this offer at any time without notice. All loans subject to credit approval.

Mortgages are only available for properties located in Alabama and Tennessee.

Loans subject to credit approval. Must be eligible for membership and open a share savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and must be maintained in the share savings account at all times. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit at account opening. Your APR may be different. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Other restrictions may apply. Rates, terms and conditions are subject to change without notice. RFCU is an Equal Opportunity Lender. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. Must have online banking user name and PIN/password to access online application for Home Equity Lines of Credit. Must create separate user name and password to gain access to mortgage application process.