Payment Protection Plans | Redstone Federal Credit Union

Live Brighter®

while shielding your family from debt

Payment Protection Plans

Having a loan or a credit card means being diligent about monthly payments and staying on top of what you owe. But if something were to happen to you, how would you handle your financial obligations? If an accident or illness left you too disabled to work, could you continue to make payments on your loan? What if you passed away? Would the balance be taken from your estate or would your debts become a burden on your family?

With Credit Life coverage and Credit Disability coverage from Allied Solutions, a Redstone partner, you can rest easy knowing that your loved ones won’t be responsible for major debts if you were to pass away or become too disabled to make payments. When making a plan for your family’s future, a little protection goes a long way.


CashBack on purchases made in the first 90 days
(Introductory offer)


CashBack on ALL purchases made after the first 90 days
No limit on the amount you can receive


Intro APR for 6 months on Balance Transfers made within first 30 days
After that, APR will range from 8.50% –12.00%

Our Visa Signature card features additional exclusive benefits1, including


Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows


Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)


Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers


24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services


Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Credit Life Protection

Provides for funds to pay off a loan
balance in the event of your death

Credit Disability Protection

Makes your loan payment if your income
is interrupted if you become disabled

Credit Life Protection

Provides for funds to pay off a loan
balance in the event of your death

Credit Disability Protection

Makes your loan payment if your income
is interrupted if you become disabled

Make sure your loved ones won’t be held responsible for what you owe.

Icon of a phone to call us

Phone 800-234-1234 or visit any branch office for more information.

EVERY Redstone Visa credit card includes all of these features


Quick and easy purchases Visa is accepted all over the world

24/7 U.S.-based, live-agent phone support includes emergency card replacement

Manage your account anytime with Redstone’s Online Banking


Zero-liability fraud protection

Monitor credit card activity with Credit Card Control

Real-time fraud monitoring and fraud text alerts

Identity theft assistance

Savings & Discounts

No annual fee

No Balance Transfer or Cash Advance fees

Visa Discounts on your purchases at select retailers**

Redstone Discounts!® when you use your card at many local businesses**

Additional Benefits    

Travel and Emergency Assistance

24-hour Roadside Dispatch service

Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card

Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card

Must be RFCU member to obtain insurance or loan products. Must be eligible for membership and open a share savings account to join. A $5.00 minimum balance is required to open a share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply.

Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union® products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by RFCU or any government agency. RFCU does not warrant, guarantee, and insure any service or product offered by any third-party insurance company. RFCU and third party insurance companies are separate entities. RFCU is an Equal Credit Opportunity Lender.

Credit Disability only available to the primary borrower of RFCU credit card or loan. Credit Life is available to either the primary borrower or both borrowers of RFCU credit card or loan.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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