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The more you save,
the more you can earn

Higher Dividend Earnings | More Flexibility | Tiered Rates

The more you save,
the more you can earn

Higher Dividend Earnings | More Flexibility | Tiered Rates

Money Market Share Account

A Money Market Share Account gives you great dividend rates and more flexibility. It generally offers higher dividend earnings than a savings account, and you’ll have more access to your funds than you would with a certificate. You can make up to six withdrawals per month*, and even if your balance falls below the $2,000 required to earn dividends, your account still remains open. With the Money Market’s tiered rate structure, your dividend rate goes up when your balance rises.

When you save more, you earn more.

Money Market Share Account

Minimum Balance to Open Account
Minimum Balance to Earn Dividends
Dividends Paid
$2000
$2,000

with the tiered rate structure, the more you save, the more you earn

Monthly
Every Redstone Savings Account includes:
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Great Dividend Rates
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Dividends Paid Monthly
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Outstanding Member Support
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Online Banking With Easy-to-View Accounts
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Federally insured by the NCUA
Ready to Open a Money Market Share Account?

What is a dividend?

How does a tiered rate structure work?

The more you save, the more you earn. After the initial minimum balance of $2,000, dividend rates increase as your balance increases.

Dividend Rates as of January 1, 2021

Minimum Balance

Dividend Rate

APY**

Tier One: $2,000 to $4,999.99

0.15%

0.15%

Tier Two: $5,000 to $49,999.99

0.20%

0.20%

Tier Three: $50,000 to $99,999.99

0.25%

0.25%

Tier Four: $100,000.00 and above

0.25%

0.25%

If you put money aside for a longer period of time without making any withdrawals, you may earn higher dividends!

With a Share Certificate, the longer you keep your money in, the higher dividends you’ll receive.

Learn more about Share Certificates


Must be eligible for membership and open a share savings account in order to join RFCU® and open a Money Market account. Minimum balance of $5.00 is required to open and be maintained in the share savings account at all times. A minimum balance of $2,000 is required to open the Money Market Share and a minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier. Some restrictions apply.

Rates subject to change after account is opened. Rates may change every month as determined by the Board of Directors. These annual percentage yields are accurate as of the last dividend declaration date.

Fees and other conditions could reduce earnings on the accounts.

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Must have online banking username and PIN/password to access online banking.

*A Money Market Excessive Check fee will be assessed if more than six checks clear the account in a month.

** APY = Annual Percentage Yield.