RFCU will never call you to verify your card information or the 3-digit code on back.  If you receive such a call, please call 800-234-1234 to verify its authenticity.

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Auto Loans as low as 2.99% Fixed APR



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Home loans and mortgages from Redstone

30 Year Fixed Rate Mortgage

When you choose Redstone, you get great rates, flexible terms, and low closing costs.

Share Certificates from Redstone logo

Redstone's Share Certificates are a smart way for you to ensure your money keeps growing while you go on living.

Auto loans from Redstone logo

Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way!

Credit Cards from Redstone logo

Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter.

Endless Member Benefits | Redstone Federal Credit Union



The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 65 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals. 

Discover why more than 400,000 members have placed their trust in Redstone.



Redstone gives back to members in the form of CashBack, lower fees, and lower loan rates in 2017.








Redstone is here to help you live brighter as you reach higher

Competitive Rates | Redstone Federal Credit Union


Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you.

Customer Service from Redstone Federal Credit Union


RFCU® exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile.

Lower Fees and Cashback from Redstone


We know you don't want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn.  You'll also get CashBack just by using your Redstone checking account.

Member focused banking | Redstone Federal Credit Union


At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart.

Flexibilty | Redstone Federal Credit Union


With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life.

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Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones.

Must be eligible for membership and open a share savings account in order become a member and obtain any product or service. A $5 minimum balance is required to open share savings account and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available."

APY = Annual Percentage Yield

*Limited-time promotion: Redstone Federal Credit Union® (RFCU®) will credit the appraisal fee if the borrower provides a signed sales contract within 60 days of receiving a pre-approval letter from Redstone. Offer will be credited towards the final closing costs at closing on the loan. All initial pre-approvals are subject to full underwriting review. The average appraisal cost is $505. Offer valid on purchase transactions only. Land loans and refinances are excluded from this program. Offer subject to change at any time.

1Balance Transfers Introductory Offer: 0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from 9.75%-13.25%, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.

Important Information about ‘Grace Period’ for the Introductory Balance Transfers Offers for Visa Signature:
Balance Transfer 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account opening date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.

2As of July 1, 2018, the APRs are as low as 9.75% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate.

Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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