Routing# 262275835
Impacted by the Government Shutdown?
We're Here to Help. You Bridge the Gap.
Impacted by the Government Shutdown?
We're Here to Help. You Bridge the Gap.
A government shutdown can create uncertainty overnight. If your pay has been impacted, we want you to know you’re not facing it alone. Redstone is here with practical solutions designed to help you cover expenses, manage payments, and move forward with confidence.
Whether you need short-term funding, payment flexibility, or guidance on your next steps, we’re ready to support you and your family.
Loan Options to Help You Stay on Track
If your income has been affected by a government shutdown, you may be eligible for special loan assistance.
You may qualify if you are:
Request your skip through online banking in just a few steps.
This option offers additional flexibility for members with established direct deposit.
Sometimes flexibility is just as important as funding. We offer options that can help ease monthly obligations while you navigate this period.
Free up funds for other priorities by skipping your loan payment for a month.
Request your skip through online banking in just a few steps.
You don’t have to figure this out on your own. Our accredited financial counselors are available to help you create a plan that works for your situation. Counseling Services Include:
Call 256-722-3796 to schedule an appointment
Our commitment to our members doesn’t pause during a shutdown. If you’re unsure which option is right for you, reach out. We’ll walk through your situation together and help you find the best path forward.
All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Maximum loan amount is determined by verification of direct deposit or pay stubs. Only one Direct Deposit Advance Loan or Shutdown Assistance Loan per member within a 30-day period and a maximum of two (2) active loans at a time. Other restrictions may apply.
Annual Percentage Rates (APR) current as of March 1, 2026.
1Shutdown Assistance Loans: The monthly payment for a $5,000 loan at 1.5% fixed APR for 12 months is $420.56, with a final payment at $420.51.
2Direct Deposit Advance Loan: The monthly payment for a $15,000 loan at 0% APR for the first 60 days, then 1.5% APR for the remaining term, is $1,261.50, with a final payment of $1,261.39.
3Interest will continue to accrue during the deferment period. More of the first payment may go towards interest.
4To qualify a minimum of six loan payments must be made. Eligible accounts may not exceed 10 days past due. A maximum of one skip is permitted per calendar year, with no more than six skipped payments allowed over the life of the loan. The account must be open for a minimum of 180 days to be eligible. Other restrictions apply.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.