Routing# 262275835
Visa Signature®
Pick your category. Earn up to 5% cash back.
Visa Signature®
Pick your category. Earn up to 5% cash back.
Looking for a credit card that rewards the way you actually spend? Redstone’s Visa Signature ® credit card lets you earn cash back your way with CashBack+ while enjoying a great rate, premium benefits, and no annual fee.1
With flexible CashBack+ rewards, you choose where you earn your highest cash back rate each quarter. 2 Plus, enjoy access to exclusive offers, discounts on dining, travel, and top retailers, plus Visa’s 24/7 concierge service for help with reservations, travel, and shopping.
Your spending isn’t one-size-fits-all. Your credit card shouldn’t be either.
CashBack+ puts you in control of how you earn cash back. Instead of a complicated points system, you earn straightforward cash back based on where you spend.
Pick your top-earning category each quarter. As your spending changes, your rewards keep pace. Everything is easy to track and manage in online banking. Cash back can be deposited straight into your account or redeemed for digital or charity gift cards.
Get $150 in cash back when you spend $3,000 within the first 90 days. 3
Enjoy 0% Intro APR for 6 months on balance transfers made within the first 30 days.
After that, APR will range from [rfcu-var]% variable to [rfcu-var]% variable.⁴
Membership required. Click here for details.
The Visa Signature credit card is limited to Alabama and Tennessee residents.
1As of , the APRs are as low as % Variable - % Variable for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate. Fixed APRs are fixed for the term of the loan. Credit Cards are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply.
2 CashBack+ Rewards are earned for qualified transactions made with the participating card. Purchases over the spending caps will earn reduced rewards. Rewards are not earned for ATM, cash advance, or balance transfer transactions. Other restrictions apply; review the terms and conditions.
3You will receive $150 in CashBack+ rewards. To qualify and receive the bonus CashBack+ rewards deposit, you must charge the qualifying amount or more in purchases (minus returns, credits, and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus CashBack+ rewards deposit does not apply to balance transfers, credit card checks, or overdrafts. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus CashBack+ rewards deposit fulfillment. Allow 45 days after promotional period has ended for bonus CashBack+ rewards deposit to post to your account.
4Balance Transfers Introductory Offer:
0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from % Variable - % Variable, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change.
5Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details. Redstone Federal Credit Union and Visa USA are separate entities. Redstone does not warrant, guarantee, or insure any product, purchase, or service offered by Visa USA. Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.
6Redstone Discounts!: Must use an RFCU debit or credit card to receive discounts, which is provided by the participating merchant and not guaranteed by RFCU.
7Visa's Zero Liability Policy does not apply to ATM transactions. Other restrictions apply. For additional details, visit visa.com/zeroliability.
8Credit Card Control: Must have online banking service to access Card Controls and Alerts. Some limitations and restrictions may apply.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.