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Introducing CashBack+
A simpler, more rewarding way to earn—your way
Introducing CashBack+
A simpler, more rewarding way to earn—your way
We’re enhancing your rewards experience with CashBack+, the new program replacing MyChoice Rewards on January 13, 2026. This upgrade gives you more flexibility, a cleaner look, and easier ways to redeem your cash back – all within online banking or the Redstone mobile app.
No need to enroll or lift a finger. Your current rewards will automatically transfer at full value when the new program begins mid-January 2026.
It’s the same great rewards you love – now simpler, smarter, and more rewarding.
Redeem your rewards anytime inside online banking or the mobile app – no extra logins or steps needed.
Get customized bonus opportunities from the brands you love, designed to help you earn even more cash back on everyday purchases.
Earn bonus cash back instantly when you purchase select digital gift cards through CashBack+.
Choose how you want to enjoy your rewards – cash out, shop digital gift cards, or donate to a favorite cause – all in one place.
Redeem your rewards anytime inside online banking or the mobile app – no extra logins or steps needed.
Get customized bonus opportunities from the brands you love, designed to help you earn even more cash back on everyday purchases.
Earn bonus cash back instantly when you purchase select digital gift cards through CashBack+.
Choose how you want to enjoy your rewards – cash out, shop digital gift cards, or donate to a favorite cause – all in one place.
Your Visa Signature card will now put you in control with CashBack+. Each quarter, you’ll have the power to choose one 5% “boost” category – so you can maximize your earnings where you spend most.
To kick things off, you’ll be automatically enrolled in “Restaurants” as your 5% boosted category for the first quarter in 2026.
After that, you’ll be able to choose your own 5% category in online banking or the app before each quarter begins.
We’ve streamlined some categories and retired travel redemptions, so rewards are easier to manage, faster to redeem, and built around your choice.
Your Visa Rewards card is joining the new CashBack+ program, making your rewards easy to view and redeem.
You’ll continue earning 1.5% cash back on every purchase, just as before. The only difference? Your rewards will now show as cash back instead of points.
Your Rewards Checking account will also earn CashBack+, giving you even more value each time you tap your debit card.
Got questions? We’ve got answers. Check out our FAQs below for all the details. We’ll continue sharing updates as we get closer to January 2026, but for now, just keep using your card and redeeming your rewards as usual.
All Visa Signature®, Visa® Rewards credit cards, and Rewards Checking account debit cards will automatically transition to the new program on January 13, 2026.
Access your CashBack+ rewards by using Redstone’s online banking or mobile app:
Not at all. All unredeemed rewards will transfer at their full value.
Travel redemptions will no longer be available, but you can redeem for digital gift cards (including travel brands).
From January 13–15, 2026, your CashBack+ dashboard will be visible in online banking and the mobile app, but reward redemption will be temporarily unavailable while we complete the transition.
You’ll continue earning rewards on any purchases made during this period. Full access to redeem your CashBack+ Rewards will be available starting January 16, 2026
You’ll select your preferred category in online banking or the app before each new quarter begins.
To kick things off, all Visa Signature cardholders will automatically be enrolled in "Restaurants" as their boosted category.
If you don’t make a selection, you’ll earn 1.5% cash back on purchases from the boosted category.
You must choose the category you want to earn 5% cash back BEFORE the first day of the quarter.
New 5% categories start on the first day of each quarter – January 1, April 1, July 1, and October 1.
Each quarter, your 5% boosted category applies to up to $1,500 in purchases. Once you reach that amount, those purchases will automatically earn 1.5% cash back for the rest of the quarter.
You'll earn 2% cash back on gas and groceries, up to an annual maximum of $6,000 in purchases per category. After hitting those caps, any additional purchases in those categories will earn 1.5% cash back.
There’s no limit to how much you can earn at the 1.5% base rate – so you’ll always keep earning cash back on every purchase.
Visa is a registered trademark of Visa International Services Association. CashBack+ rewards are earned for qualified transactions made with the participating card. Purchases over spending caps will earn reduced rewards. Rewards are not earned for ATM, cash advance, or balance transfer transactions. Other restrictions apply; review the terms and conditions.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.