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Loans That Fit All of Your Company's Needs

Grow with Business Loans and Lines of Credit

Ready to launch the business you’ve been dreaming about? Or maybe you’re looking to grow the company you’ve already built. If you’re thinking about borrowing money to move forward, you’re in good company. Business owners take out loans every day for all kinds of reasons – and the right loan can be a smart step for your bottom line.

Need access to start-up capital? Take advantage of the Business Assistance Microloan program funded in a partnership by Redstone Federal Credit Union, The Catalyst Center, and North Alabama Revolving Loan Fund.

Whether you need a short-term line of credit or a long-term loan for a major investment, we offer options designed to fit your business. And as part of Redstone’s commitment to exceptional member service, we work hard to match you with the lending solution that makes sense for you – whether you’ve been in business for a few days or a few decades.

Lines of Credit

Best for businesses that want a convenient, on demand source of short term funding to smooth out cash flow and stay ready for unexpected opportunities or expenses.

Benefits and Features:
  • Flexible access to funds when needed
  • Pay interest only on what you use
  • Revolving access so you can repay and re-borrow as cash flow change

Term Loans

Best for businesses that need upfront capital for larger investments and want the stability of structured, long term repayment.

Benefits and Features:
  • Borrow a lump sum upfront to cover major purchases or investments
  • Predictable monthly payments that align with your business’s cash flow
  • No prepayment penalties, giving you the freedom to repay early if you choose

Commercial Real Estate (CRE) Loans

Best for businesses looking to purchase, build, expand, or refinance commercial property and want financing that grows alongside their long‑term vision.

Benefits and Features:
  • Competitive rates that keep long-term costs manageable
  • Flexible repayment terms tailored to your company’s cash flow
  • Long-term amortization giving you predictable payments over time

Ready to Apply for a Business Loan?
 

Send an Email Call 256-327-1104

To be eligible for Business Loan Products, business owners must first be members of Redstone Federal Credit Union.

Disclosures

Membership required. Click here for details.

At least one owner of the business must be a current RFCU member to open a business account or access any business service. Minimum opening deposits, account balance requirements, and fees may apply to certain business accounts and services. Required documentation must be provided to open a business account or apply for a business loan, and the account or loan must be established in the business’s name. Age and other restrictions may apply.

See Business Account Rates and Fee Schedule for more details. 

All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Contact RFCU Business Solutions for additional information, fees, and requirements. Other restrictions may apply.