Cash Management

Redstone's Cash Management Services offer a complete solution to help your business manage its finances quickly, easily and securely.

Save time in your busy schedule and enjoy greater flexibility and control over your cash flow with all of the following benefits.

Cash Management Services

  • FREE Business Online Banking, Bill Pay and eStatements
  • Business Mobile Banking App
  • Seamlessly transfer funds between your accounts in Business Online Banking
  • Balance Alerts offer you peace of mind with proactive notification of balance and transactions through email
  • Stop Payments can be placed on a single check or a range of checks
  • Streamline the end-of-month reconciliation process and reduce exposure to check fraud with Account Reconciliation/Positive Pay
  • Gain insight into your cash position with complete cash and liability reporting
  • Monitor accounts and funds transfers to keep balances within your defined limits with Sweep Services
  • Use wire transfers for reliable and secure domestic and international transactions

Collect and Disburse Funds Electronically

  • Debits and credits are made via a secure ACH (Automated Clearing House) network
  • Great for collecting reoccurring revenue from customers, such as subscriptions, memberships, and dues
  • Deposits are made on time, every time
  • Simplifies reconciliation
  • Reduces the risk of fraud
  • Saves administrative time
  • Saves processing costs
  • Benefits the environment by eliminating paper

Use this simple calculator to determine how much your business can save with ACH!

Remote Deposit Capture

  • Accelerates the availability of funds for better cash-flow management
  • Available 24 hours a day, 7 days a week
  • Saves processing costs
  • Saves time by eliminating a trip to a branch and completing a deposit slip
  • Reduces the risk of fraud or loss due to theft or an accident by processing
    checks on site
  • Free access to check images for up to 2 years after deposit
  • Access to data reports for up to 2 previous years
  • Benefits the environment by reducing paper

Credit/Debit Card Terminals for Merchant Processing

  • Accept credit and debit cards on your mobile device wherever you go with ROAMpay
  • Increase revenue by accepting payments via debit, credit, EBT, and EMV cards
  • Affordable rates
  • Seconds-fast card processing using cutting-edge technology
  • World class customer service through the partnership between RFCU® and Vantiv
  • Gift card programs
  • Electronic check services
  • Data security solutions
  • Online reporting
  • Extremely fast and quiet printing with drop-in loading to simplify paper changing and eliminate jams
  • Three-year warranty


Fees apply to some cash management services. Must be RFCU member or Membership Partner to open a business account, obtain a loan, or use any service. Must be eligible for membership and open a share savings account to become a member. A $5 minimum balance is required to open share savings account and must be maintained in share account. Minimum deposits, account balances, and transaction fees apply to some business accounts. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender.

Must have Company ID, User ID, and password to access Business Online Banking. Must have Business Online Banking, Company ID, User ID, and password to access Bill Pay, eStatements, and mobile banking. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. Not all features of online banking are currently available in the mobile version; watch for future updates.

Member must meet qualification requirements to utilize Remote Deposit Capture. Fees apply. Contact RFCU for information about the qualification requirements.

ROAMPay wireless payment processing is offered through Vanity. Member only Vantiv offer is available for a limited time. The merchant processing cost comparison will be based on a review of all merchant services processing charges shown on 2 months of recent merchant processing statements at the current network association rates which are subject to change. Offer not available to current Vantiv processing customers, merchants with all inclusive, flat rate monthly pricing, or merchants with franchise or association pricing. Additionally, to be eligible for this offer, you must have a minimum of $5,000 per month in merchant processing volume. If Vantiv is unable to meet your current processing costs, it will send you $500 in a MasterCard gift card within 30 days of the approved analysis. Not to be combined with any other offer for merchant services. RFCU and Vantiv are separate entities. RFCU does not warrant, guarantee, or insure any service or product offered by Vantiv.

Need assistance? Contact Business Services & Support

Call us at 256-327-1104
Monday - Friday: 8 am - 5 pm
or email

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