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A Little Off Your Mortgage
Rate. A Lot to Gain.
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Get 0.50% Off Your Mortgage Rate

Buying or refinancing a home in Tennessee? For a limited time, qualified buyers can get 0.50% off their mortgage rate on their home loan with Redstone. A lower rate could help free up money each month, giving you more flexibility as you make your new house feel like home.

How the 0.50% Discount Works

1. Apply

Apply online in minutes or talk it through with a mortgage team member.

2. Qualify for Your Rate

We’ll review your application and determine the mortgage rate you qualify for.

3. Save 0.50%

Meet the promotion requirements and enjoy a lower mortgage rate.

START YOUR APPLICATION GET A PERSONALIZED QUOTE

What 0.50% Could Save You

Half of a percent may not sound like much, but over the life of mortgage, it can add up. Here's an illustrative example of what the savings could
look like on a $300,000, 30-year fixed-rate mortgage, using a hypothetical rate of 6.75% (6.852% APR) before the discount and 6.25%
(6.347% APR) after the 0.50% discount.* For current Mortgage Rates, click here.

Ready to Buy or Refinance a Home in Tennessee?

 

START YOUR APPLICATION GET A PERSONALIZED QUOTE

Disclosures

This offer is only available for properties located in Tennessee. Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Annual Percentage Rate (APR) is determined by an evaluation of applicant credit before or at consummation. Variable rates are subject to change after consummation of the loan. Fixed APRs are fixed for the life of the loan. Various types of mortgage loan programs and terms are available. Must create separate username and password to access the mortgage application.

Offer valid on mortgage applications received during September 1, 2026, to December 31, 2026. Rate must be locked in during this period to take advantage of the offer. Offer available for eligible Conventional conforming fixed-rate and adjustable-rate mortgages meeting Fannie Mae or Freddie Mac guidelines. FHA, VA, USDA, THDA, manufactured home, jumbo, second mortgage and land loans are excluded from this offer. FNMA/Freddie Mac conforming loan limits vary by county. This offer cannot be combined with any other promotional offers. Other restrictions may apply. RFCU reserves the right to extend, modify, or cancel the terms of this offer at any time without prior notice.

*Example is for illustrative purposes only and assumes a $300,000, 30-year fixed-rate mortgage with a hypothetical discounted rate of 6.25% (6.347% APR) with a monthly payment of $1,847.15. Monthly payment shown reflects principal and interest only and does not include taxes, mortgage insurance, fees, or other costs. Actual rates, payments, and savings will vary based on loan amount, loan terms, creditworthiness, and other factors. For current Mortgage Rates, click here.