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Flexible Borrowing Options

with a Personal Line of Credit

Flexible Borrowing Options

with a Personal Line of Credit

Personal Line of Credit

Experience financial flexibility and peace of mind with a Redstone Personal Line of Credit. This open-end credit line is your reliable financial backup whenever the need arises, helping with cash flow or even as overdraft protection on your Redstone checking account.

With this convenient loan, you gain access to a flexible personal line of credit, allowing you to borrow as much or as little as you need, whenever you need it. Borrow as much as needed and only pay interest on the balance, giving you ultimate control over your finances.

Life can be unpredictable. Optional Debt Protection helps safeguard your line of credit by canceling payments in the event of disability, involuntary unemployment, or death. It’s a smart way to protect your credit—and your peace of mind. You can add protection when you finance your vehicle or anytime afterward.

Personal Line of Credit

Variable APR1 as low as

%

Finance up to

$5,000

Why choose a Redstone Personal Line of Credit?

Personal Line of Credit
  • Available credit limit of up to $5,000
  • Funds are accessible through ATM, online banking, and by request
  • Check writing is available
Overdraft Protection
  • Funds are automatically transferred when your checking account’s available balance isn’t sufficient to pay the transaction presented
  • Pay no transfer fees2
  • Check writing is available. You’ll save on overdraft fees


Ready to apply for a Personal Line of Credit? It’s easy!

Membership required. Click here for details. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply.

1Annual Percentage Rate (APR) current as of June 1, 2025. The personal line of credit rate is variable and is subject to change. APRs are determined by your creditworthiness.

2Pay no transfer fees for automatic transfers to your checking account. Daily interest will accrue on the loan balance.

Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union® products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed or recommended by RFCU or any government agency. RFCU does not warrant, guarantee, or insure any service or product offered by any third-party insurance company. RFCU and third-party insurance companies are separate entities.