Routing# 262275835
Low rates are just the beginning
No Annual Fee1 | No Balance Transfer Fees3
A solid credit foundation can put you on the path to a great future. Even if you’ve struggled with your credit or have no credit at all, it’s never too late—or too early—to build your credit history.
Whether you’re starting out or starting over, take control of your finances with Redstone’s Visa Traditional credit card. It comes with no annual fee, competitive rates, and the support you need to make wise financial choices. Plus, you’ll save even more on dozens of products and services with Visa Offers + Perks and Redstone Discounts!®
The future is bright. Look ahead with confidence.
Visa Traditional |
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$0Annual Fee 1 |
0%Intro APR for 6 months on purchases. After that, APR will range from % Variable – % Variable or % Fixed 2 |
0%Intro APR for 6 months on Balance Transfers made within first 30 days after account opening. After that, APR will range from % Variable – % Variable or % Fixed3
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Need to establish your credit?
The Visa Traditional card is ideal for students and other members who are ready to open their first credit card. With responsible spending, you can use your Visa Traditional card to build a strong credit foundation, which will help you achieve your goals throughout your life—from buying a home to enjoying your retirement.
Our Visa Traditional card includes round-the-clock support, real-time fraud text alerts, 24/7 Roadside Assistance, and much more. You can monitor your card activity and manage your account—anytime, anywhere—with Redstone’s online and mobile banking. There are so many ways for you to stay on top of your finances and plan for your future.
Need to reestablish your credit?
If you’ve had challenges with your credit in the past and you want another chance to get your finances in order, the Visa Traditional card can help you move in the right direction.
Build your credit with peace of mind, knowing that you’re backed by the security and convenience of Visa and Redstone’s outstanding member support. It’s easy to keep tabs on your spending with Redstone’s Online and Mobile Banking. And with resources like Redstone’s Money Management4 tool, you’ll have what you need to establish healthy habits and keep moving forward.
View RFCU Credit Card Agreement
Membership required. Click here for details.
1As of , the Annual Percentage Rate (APR) for Visa Traditional (Fixed) is %. The APR is fixed for the term of the loan .
As of , the APRs for Visa Traditional (Variable) are as low as % - %, the Share Secured Visa APRs are as low as % Variable, and may vary.
APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate. Credit Cards are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply.
2Visa Traditional Introductory Offers
The Introductory 0% APR for purchases will apply through the end of the 6th billing cycle after the account is opened for all purchases posted to the account within the same period. The Introductory 0% Annual Percentage Rate for Balance Transfers will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. Standard fixed or variable APRs apply to Balance Transfers made after 30 days of account opening. Your introductory Purchase and Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APRs will revert to the fixed or variable APR in affect at the time.
3Balance Transfer 0% Introductory APR Offer:
Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable or fixed APR (s) for any remaining balances. Cardholders may accrue finance charges at the standard variable or fixed APR(s) for Balance Transfers posted to the account after 30 days of an account open date (non-qualified Balance Transfers), if they do not pay their entire balance off each month after account opening.
Important Information about ‘Grace Period’ for the Purchase and Balance Transfers Visa Traditional Offers
Purchase 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Purchases made throughout the six-month promotional period from the date of account opening. After the promotional period, finance charges will begin to accrue at the then standard variable or fixed APR(s) for any remaining balances for Purchases.
4Money Management (MX)
Money Management is a product of Quicken. RFCU and Quicken are separate entities. RFCU does not warrant, guarantee, or insure any product or service provided by Quicken.
5Visa's Zero Liability Policy does not apply to ATM transactions. Other restrictions apply. For additional details visit visa.com/zeroliability.
6Credit Card Control:
Must have online banking service to access Card Controls and Alerts. Some limitations and restrictions may apply.
7Redstone Discounts! and Visa Offers + Perks are provided by participating merchants. Must use an RFCU Visa debit and credit card to receive Redstone Discounts or Visa Offers + Perks. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.
Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.