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Checking and Savings Built for Your Business

Business Banking Accounts that Keep Your Cash Flow Moving

Managing your business finances takes more than just handling day-to-day transactions. Redstone’s business banking solutions – business checking and business savings accounts help you stay organized, manage cash flow, and set aside funds for what’s ahead. And, with free business mobile banking and online banking, bill pay, and eStatements, you can invest more in your business, not your banking.

Whether you're covering everyday expenses or building reserves for future growth, you’ll have flexible options and the support you need to keep your business moving forward.

Business Checking Accounts Built for Your Daily Operations

Managing your business means keeping cash flow moving. You need a business checking account that keeps up – whether you're processing payments, paying vendors, or handling everyday expenses.

With no – or low – monthly fees when balance requirements are met, Redstone’s business checking accounts help you control costs while staying flexible.

From daily transactions to more complex needs, you’ll have the tools and support to keep your business running smoothly.

Endeavor Checking1

Best for small to medium-sized businesses, including sole proprietorship, partnership, limited liability company, corporation, or association

$100 initial deposit

$0 monthly fee

with $250 minimum balance, $5 otherwise

Benefits and Features:
  • Up to 100 free transactions (25¢ for each item over 100) 
  • Account reconciliation and Positive Pay
  • Cash management services available

Endeavor Plus Checking2

Best for large non-profits and businesses with larger balances and low item counts

$100 initial deposit

$0 monthly fee

with $2,000 minimum balance, $10 otherwise

Benefits and Features:

Benefits of a Business Debit Card

Make purchases and manage expenses with confidence using your Redstone business debit card.

  • Visa $0 liability protection for unauthorized transactions3
  • Auto rental collision damage waiver4
  • Purchase security and extended warranty protection4
  • Travel and emergency assistance services4
  • Access to 70,000+ surcharge-free ATMs5
  • Exclusive Redstone Discounts!® at select local businesses6

Business Savings Accounts to Help You Plan and Grow

Building a financial cushion helps your business stay prepared and move forward with confidence. Redstone’s business savings accounts make it easy to set aside funds for taxes, unexpected expenses, or future growth.

Whether you're planning ahead or expanding your business, you’ll have flexible options that help your money work for you – while still keeping it accessible when you need it.

Choose between an Endeavor Savings Account or an Endeavor Money Market, both designed to earn dividends and support your financial goals. For businesses looking to earn more on higher balances, our money market option offers features similar to a high yield business savings account. With tiered rates on money market accounts, the more you save, the more you can earn.

Endeavor Savings7

Best for lower balances or if you are just starting to save

$250 initial deposit

$0 monthly fee

with $250 minimum balance, $5 otherwise

Benefits and Features:
  • No minimum balance required to earn dividends
  • Unlimited monthly withdrawals
  • Cash management services available
View Rates

Endeavor Money Market8

Best for higher balances with higher dividend potential

$250 initial deposit

$0 monthly fee

with $2,000 minimum balance, $10 otherwise

Benefits and Features:
View Rates

Ready to Open a Business Checking or Savings Account?
 

Send an Email Call 256-327-1104

Sole proprietors can visit any branch with tax documentation and proof of business. For partnerships, LLCs, corporations, or associations, contact our Business Services team to get started.

Disclosures

APY = Annual Percentage Yield
Membership required. Click here for details.

At least one owner of the business must be a current RFCU member to open a business account or access any business service. Minimum opening deposits, account balance requirements, and fees may apply to certain business accounts and services. Required documentation must be provided to open a business account or apply for a business loan, and the account or loan must be established in the business’s name. Age and other restrictions may apply. 

See Business Account Rates and Fee Schedule for more details. 

1Endeavor Checking: A $100 minimum deposit is required to open Endeavor Checking account. A $5 monthly fee will be assessed if a $250 balance is not maintained. 

2Endeavor Plus Checking: A $100 minimum deposit is required to open Endeavor Plus Checking account. A $10.00 monthly fee will be assessed if a $2,000 balance is not maintained. Minimum balances are required to earn the applicable APY; no dividends are earned while the balance is below $2,000. Dividend rates and APYs are subject to change monthly.

3Visa's Zero Liability Policy does not apply to ATM transactions. Other restrictions apply.

4Auto collision damage waiver, purchase security & extended protection, and travel & emergency assistance service are provided by third party entities. RFCU does not warrant, guarantee, or insure any product or service provided by the third-party entities. RFCU and third parties are separate entities.

5Fees for out-of-network ATMs may apply.

6Redstone Discounts! are provided by participating merchants. Must use an RFCU Visa debit or credit card to receive Redstone Discounts. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.

7Endeavor Savings: A $250 minimum deposit is required to open Endeavor Savings account. A $5 monthly fee will be assessed if a $250 balance is not maintained. Dividend rates and APYs are subject to change monthly.

8Endeavor Money Market: A $250 minimum deposit is required to open Endeavor Money Market account. A $10.00 monthly fee will be assessed if a $2,000 balance is not maintained. Minimum balances are required to earn the applicable APY; no dividends are earned while the balance is below $2,000. Dividend rates and APYs are subject to change monthly.