FICO Score Now Available in Redstone's Online Banking

See your FICO® Score

You have access to your FICO® Score inside Online Banking with an open personal loan, auto loan, home loan or credit card from Redstone. To view your FICO® Score updated quarterly, simply login to Online Banking and click the FICO® Score link on the top right.

Login to View Your FICO® Score

 
What are FICO® Scores?

FICO® Scores are the credit score most widely used in lending decisions. FICO® Scores are based solely on information in consumer credit files. Understanding your FICO® Scores can help you better understand your credit risk, and a good FICO® Score means better financial options for you.

 
How are FICO® Scores calculated? 

FICO® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five categories:

  • 35%—Payment History
  • 30%Outstanding Debt
  • 15%Credit History Length
  • 10%Pursuit of New Credit
  • 10%Credit Mix
The percentages reflect how important each of the categories is in determining how FICO ® Scores are calculated.

 
Will receiving my FICO® Score impact my credit?

No. The FICO® Score we provide to you will not impact your credit.

 
Why don’t I see my FICO® Score inside Online Banking?

The following are some common reasons why your score may not be available in Online Banking:

  • You do not have an active loan with Redstone, such as a credit card, personal loan, auto loan, or home loan

  • Your credit history is too new

  • You are a new account holder and your FICO® Score is not yet available


View your FICO® Score

To view your FICO® Score and access more FAQs, login to Online Banking, and click the FICO® Score link on the top right.

Login to View Your FICO® Score

Loans subject to credit approval. Must be eligible for membership and open a savings account to obtain any product or service. A $5 minimum balance is required to open and be maintained in savings account at all times. Must have online banking username and PIN/password to access online banking. 

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Redstone Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Redstone Federal Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.