Must be an RFCU member to obtain a loan. Must be eligible for membership and open a share savings account. A minimum balance of $5.00 is required to open a share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.
Must have checking account, online banking, and PIN/password to participate in Redstone Rewards, Mobile Banking, Bill Pay, eStatements, alerts, and Finance Works. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Restrictions apply. Rewards are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. Other restrictions may apply.
* Transactions are credited as of the date of receipt. However, transactions made after 6:00 pm CST may not be credited until the following business day. Transactions may take up to two business days to be posted to your account.
** Must be RFCU® member, be at least 18 years old, and have a checking account, online banking and PIN/password to use Popmoney. Must have online banking, mobile banking, and PIN/password to use Popmoney via mobile banking. There is no fee for standard transfers and a $3 fee for next day transfers. Other restrictions may apply.
*** By skipping one payment, you are extending the final payment and maturity on your loan by one month. Interest will continue to accrue during the deferment period. A larger portion of your next payment will be applied to interest rather than principal. The total finance charges will increase. Your current loan payment amount is not changing. All other terms and conditions of your loan agreement continue to remain in full force and effect. Refer to your loan agreement for the original terms and conditions. All accounts with the Credit Union must be current and in good standing. Loan must be open for 180 days, with at least 6 payments made. Maximum of one Skip a Pay per loan per calendar year. Skip a Pay is not available on all loans. Other restrictions may apply.
**** Must have online banking and password to access My Virtual StrongBox. Some restrictions apply. Additional storage space may be purchased for a fee. My Virtual Strongbox is a product of Digital Mailer. RFCU does not warrant, guarantee, or insure any product or service provided by Digital Mailer. RFCU and Digital Mailer are separate entities.
RFCU is not responsible for any product, service, or overall website content available at any third-party website. RFCU’s privacy polices do not apply to any third-party website, and you should consult the privacy disclosures on that third-party website for further information about their privacy policies.