Ready to buy a home? Use this checklist to make sure you have all the correct information and paperwork.

Buying a home in the near future? Whether it's your first time or not, you may be wondering what paperwork and information you need to bring once you're ready to apply for a loan. When it's time to take the plunge, here's a helpful checklist to ensure you have all the information and paperwork you need. This way, you'll be completely prepared and ready to take the next step towards purchasing your new home!   

Your Home-Buying Checklist

June 20, 2017

Ready to buy a home? Use this checklist to make sure you have all the correct information and paperwork.

Buying a home in the near future? Whether it's your first time or not, you may be wondering what paperwork and information you need to bring once you're ready to apply for a loan. When it's time to take the plunge, here's a helpful checklist to ensure you have all the information and paperwork you need. This way, you'll be completely prepared and ready to take the next step towards purchasing your new home! 

Your current residence address
Addresses from the past two years (if different from current address)

Social security numbers for all borrowers
Your employment history for the past two years, including employer(s) name and phone number

Income information for all borrowers. You'll need to provide salary, overtime, bonuses, commissions, interest/dividend, retirement income and any other regular source of income

The price of the home you are buying, and how much you'd like to borrow toward the purchase

The address of the property you are planning to purchase, if known

Bank and brokerage account information, including the institution name and current balances

If you own any real estate, provide the address, current market value, the amount you owe, the rental income you receive (if any), and the monthly payment

Information about any current debts. Provide the name of the creditor, the account number, the current balance owed and the amount of your monthly payment(s)

What to read next: How to Save on Mortgage Closing Costs & Title Insurance

Not sure how to start the journey of becoming a homeowner? Join us for our free seminar, First-Time Home Buyer, to learn what steps you'll need to take to go from renter to homeowner. RSVP now to save your seat! 

Looking for more information on buying a home? Visit our Mortgage Center for lots of helpful tips, calculators and articles, all focused on home ownership! You can also contact our Mortgage Team with any questions you have. They will help you through the entire home buying process, from start to finish. We wish you luck on your home buying adventure!   

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