Although winter weather doesn't strike often, it's important to have a plan in case it does.

Winter storms are expected during this time of the year. Tornadoes generally start forming in early spring. Both bring their share of trouble. Winter storms with heavy snow, strong winds, icing, sleet, and freezing rain can lead to hazardous driving conditions, frozen and busted pipes, power outages, floods from melting snow and ice, and much more. Regardless of the severity of a winter storm, you should plan ahead to remain safe during these events.  

How to Prepare for Severe Weather

February 6, 2017

Although winter weather doesn't strike often, it's important to have a plan in case it does.

Winter storms are expected during this time of the year. Tornadoes generally start forming in early spring. Both bring their share of trouble.

Winter storms with heavy snow, strong winds, icing, sleet, and freezing rain can lead to hazardous driving conditions, frozen and busted pipes, power outages, floods from melting snow and ice, and much more.

Regardless of the severity of a winter storm, you should plan ahead to remain safe during these events.

 

Winterize your home and check your heating systems before winter arrives.






  • Insulate your home by installing storm windows or covering windows with plastic from the inside to keep cold air out.
  • Maintain heating equipment and chimneys by having them cleaned and inspected every year.
  • Leave the heat set no lower than 55° F if you will be away from home during cold weather.

 

Create a plan and be prepared. 



Review your family communications plan. This plan should tell everyone where to go, what to do and what to take in case of a natural disaster emergency.

An emergency plan should also include a plan for your finances. Unless you’re independently wealthy, you need an emergency or “rainy day” account to stay afloat when unexpected expenses threaten to drown you. Most financial advisors suggest saving 3 to 6 months’ worth of basic living expenses.

Looking for smart ways to help you start saving? Check out these Simple Tricks to Becoming a Saver

Use Redstone Federal Credit Union’s online money management tools, such as Online Banking, Mobile Banking, and direct deposit, to make sure your money and other income keeps coming in, regardless of the circumstances. These services also provide automatic bill pay without interruption.


Prepare your car for winter weather driving.




  • Keep the gas tank full. A full tank will keep the fuel line from freezing.
  • Keep an emergency kit in your car. The kit should include: a phone charger, battery-powered radio, flashlight, extra batteries, blanket, booster cables, bottled water, nonperishable high-energy foods and a bag of sand or cat litter.

Review and update insurance plans. 



Make sure your insurance coverage is up to date. Review all your policies and note their dollar limits, what they cover and the deductibles. You should insure your home for at least the minimum estimated replacement cost recommended by your carrier.

You never know when severe weather is going to hit, but you can prepare for it. Having a working plan for when bad weather hits will help protect you, your home, and your loved ones.

This article was adapted from our Aspire! member newsletter. See all the articles here

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This content is provided for informational and educational purposes only and considered accurate as of the date posted. Views and opinions expressed in comments do not constitute an official endorsement by Redstone Federal Credit Union® or its affiliates. Redstone encourages you to seek professional advice for your personal situation before making any financial decision and is happy to assist you at any of our branch locations.

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