Learn how to get top CashBack on credit cards with these great tips!

Getting CashBack on debit or credit card purchases allows you to earn money every time you use your card. But some cards are better than others when it comes to CashBack benefits. Learn how to maximize your CashBack with these tips!  

How to Get Top CashBack on Credit Cards

June 8, 2016

Learn how to get top CashBack on your credit card with these tips!

Getting CashBack on credit card purchases allows you to earn money every time you use your card. But some cards are better than others when it comes to CashBack benefits. It’s important to know the details when considering the right CashBack card for you. Learn how to maximize your CashBack with the tips below!

1. Find a card with no annual fee 
An annual fee will diminish a lot of your CashBack earnings. Find a card without an annual fee to make sure you’re making money with your card instead of paying for it.

2. Get CashBack on every transaction
A CashBack card that only allows CashBack on certain items not only reduces your chances to earn CashBack but makes paying for items much more complicated! Find a card that earns CashBack on everything without any restrictions.

3. No CashBack limit Make the most CashBack by getting a credit card with no limits on the CashBack you can earn!
To maximize your CashBack, use a card that has no limit on the amount of CashBack you can earn. Without a CashBack limit, you can use your card for all of your purchases and make CashBack with every swipe, no matter the amount!

4. No minimum spending requirement to receive CashBack
A card that requires you to spend thousands before being able to earn CashBack is usually not worth using. Find a card that allows you to earn CashBack after only a few card swipes or on any purchase with no minimum purchase amount!

5. Look for extra discounts
Some CashBack cards get you extra discounts on top of your CashBack! Some companies may also offer special promotions for receiving extra CashBack during a particular time frame.

Make the most out of your money by getting a CashBack credit card that has the benefits above. Want even more tips for getting the most CashBack? Check out this guide for more ways to rack up the rewards.

What strategies do you use to make the most CashBack? Let us know below!

Unlimited CashBack, Available Everywhere

Looking for more CashBack? Get 1.5% CashBack with no limits with our Visa Signature® or Visa® Rewards credit card. 

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Equal Housing LenderThis credit union is federally insured by the National Credit Union Administration.

Redstone is an Equal Credit Opportunity Lender.

This content is provided for informational and educational purposes only and considered accurate as of the date posted. Views and opinions expressed in comments do not constitute an official endorsement by Redstone Federal Credit Union® or its affiliates. Redstone encourages you to seek professional advice for your personal situation before making any financial decision and is happy to assist you at any of our branch locations.

Must be RFCU® member to obtain or use any product or service. Must open a share savings account to join RFCU. A $5 minimum balance is required to open a share savings account and must be maintained in the share savings account at all times. Age and other restrictions may apply.

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† For Visa Signature and Visa Rewards only, net purchases will receive a 1.5% annual CashBack rebate. Qualifying net purchases are defined as purchases, less any merchandise returned for credits. The annual CashBack payout for January 2017 will include statement periods April through December 2016. CashBack rewards will be calculated based on January through December monthly statements and will be deposited to the primary cardholder’s savings account in January of the following year. To be eligible to receive the rebate, the credit card account must remain open and current for the entire accrual period. Balance transfers, cash advances, and other CashBack promotional offers are not included in the CashBack rebate calculation. Contact RFCU® for more details about the CashBack rebate.