*Promotion is only available to participating individuals who are referred by current RFCU® member. Participating individuals must be eligible for membership and open a share savings account (if not already a member) and a checking account with a debit card between July 2 and September 29, 2018. The participating individual must notify RFCU of the referral code at account opening.

If already a member, the participating individual must be in good standing, not have had a RFCU checking account within the past twenty-four (24) months, must not have caused RFCU any unpaid loss, and must not be more than 30 days past due on any loan. Additionally, the individual must not be negative on any RFCU share accounts and must maintain at least $5 in his/her share savings account. Individuals 13 to 17 years old must have the same parent or legal guardian as joint account owner on share savings and checking accounts.

Promotion Requirements: In order to receive the $100 checking bonus, within sixty (60) days of account opening, the participating individual must make at least five (5) point of sale (POS) purchase transactions with the debit card associated with the new checking account and access Redstone’s online banking at least one time. Must have set up online banking with a PIN/password to access. ATM withdrawals do not constitute POS purchases. Gateway Checking® and business accounts are not included in promotion. Bonus will not be paid if all eligibility requirements are not met and the promotion can expire anytime without notice. This offer is limited to one checking bonus per participating individual and cannot be combined with any other new checking offers.

Referring Friend or Family Member Checking Incentive: The referring friend or family member must be in good standing at the Credit Union. Incentive will not be paid if all eligibility requirements for referred individual are not met. This offer is limited to five (5) checking incentives per referring member.

Bonus and incentive will be deposited into the member’s primary checking account within 90 days of account opening, but no later than December 28, 2018 if the promotion requirements are met.

Redstone Federal Credit Union employees are not eligible to participate in this promotion; however, their immediate family members are eligible to participate. Members are solely responsible for any taxes associated with bonus.

Savings and Checking Account Opening Requirements:
A $5 minimum balance is required to open and be maintained in share savings account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. The minimum deposit amounts required to open a checking account are: $500 for Relationship Checking and $100 for Extra Checking®. There are no minimum opening deposit amounts required to open an Easy Checking or Connect Checking®. There is a checking maintenance fee of $8 per month for Relationship checking and $5 per month for Extra Checking, but these fees will be waived with one direct deposit credited each month to the account or with a minimum monthly balance of $500 for Relationship Checking and $100 for Extra Checking. There is a $3 monthly maintenance fee for Easy Checking, but it will be waived with one direct deposit or four or more point of sale (POS) debit card purchases each month.

As of August 1, 2018, the annual percentage yield (APY) for the share savings account is 0.75% and is subject to change monthly after share saving account is opened. There is no minimum balance required to earn the disclosed APY. The APY is accurate as of the last dividend declaration date. Fees and other conditions could reduce the earning on the account. Please contact RFCU for current share savings rate information.

Federally insured by NCUA.