Residential Investment Mortgages

Experts say low home prices combined with low rates make this the best time in years to become a real-estate investor. If you are planning to purchase or refinance a non-owner occupied one-to-four family residence contact one of our dedicated team of Mortgage Loan Originators or apply online!

Benefits and highlights:

  • Available for one–to–four family residences
  • Finance up to 85% of the lesser of purchase price or appraised value
  • Finance up to 75% on a refinance (Limited Cash Out)

Why should I choose Redstone for my Investment Mortgage?

  • Redstone Federal maintains the servicing for the life of your loan
  • Competitive rates

Easily apply online, over the phone, or in person by scheduling an appointment at 256-882-8500.


Mortgages are only available for properties located in Alabama and Tennessee.

Must be RFCU member to obtain mortgage. Must be eligible for membership and open a share savings account. A minimum balance of $5.00 is required to open and be maintained in share savings account at all times. Fees and other restrictions may apply. All loans subject to credit approval. Rates, terms and conditions are subject to change without notice. RFCU is an Equal Credit Opportunity Lender. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. Must create user name and password to gain access to application process. 

Have Questions about Mortgages?

View the Mortgage Center, contact us online, or call us at:

256-882-8500 (Huntsville area)
800-234-1234 x8500 (toll free)
Monday - Friday: 9 a.m. – 5 p.m.

Apply for a Mortgage Today

It's easy to apply online!


Or meet the members of our dedicated team of Mortgage Loan Originators.

Meet Our Team

House Bargain or Overpriced?

Find out how much homes really sold for compared to their listing prices for 13 distinct neighborhoods in the Huntsville area. And, get insight into where to start your bidding! Download the guide.

Mortgage Calculator

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