Fixed Rate Mortgages

Fixed Rate Mortgages are ideal for homeowners who want the security of a monthly principal and interest payment that will not change over the life of their loan.

Take advantage of RFCU's Fixed Rate mortgages now, and rest easy in knowing your rate is not subject to change over the life of your mortgage. We proudly offer numerous options with Fixed Rate Mortgages.

How does a Redstone Fixed Mortgage work?

  • Rate remains fixed for the life of the loan

Why should I choose Redstone Fixed Mortgage?

  • Easily apply online, over the phone, or in person by scheduling an appointment at 256-882-8500.
  • Various terms available
  • Competitive rates


Mortgages are only available for properties located in Alabama and Tennessee.

Must be an RFCU member to obtain a loan. Must be eligible for membership and open a share savings account. A minimum balance of $5.00 is required to open and be maintained in share savings account at all times. Fees and other restrictions may apply. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. RFCU is an Equal Credit Opportunity Lender. Rates are determined by an evaluation of applicant credit at account opening. Your rate may be different. Fixed rates remain fixed for the life of the loan and adjustable rates are subject to change after consummation. Various Mortgage programs and terms are available. Must create separate user name and password to gain access to mortgage application process.

Need Home Insurance?

Redstone members can get special savings on home insurance.

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Apply for a Mortgage Today

It's easy to apply online!


Or meet the members of our dedicated team of Mortgage Loan Originators.

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Tired of Your House?

Now may be the time to sell your existing home and buy your dream home. Download the guide for more info.

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Have Questions about Mortgages?

View the Mortgage Center, contact us online, or call us at:

256-882-8500 (Huntsville area)
800-234-1234 x8500 (toll free)
Monday - Friday: 9 a.m. – 5 p.m.

Mortgage Calculator

Get calculators, rates and much more in the Mortgage Center.