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At Redstone, you and the property you want may qualify for a USDA loan. With flexible credit requirements and no down payment, this mortgage could be the perfect fit.
USDA LOAN
$424,100
Buying in TN? Some counties are eligible for higher loan limits.
Click here for more details.
100%
of purchase price or appraised value, whichever is less.
100%
of appraised value.
Buy
Refinance
Build
USDA loans are available to individuals of modest means who are buying homes in rural areas. While property eligibility is determined by the USDA, many neighborhoods and communities meet the requirements. Contact a member of our Mortgage Team to find out if your dream home is in just the right spot.
Personalized Rate Quote. Contact a RFCU® mortgage professional to learn more.
From monthly payments to escrow and insurance, Redstone services nearly every mortgage we make.
Home Equity Line of Credit
$150,000
Minimum loan amount $10,000.
100%
of the appraised value of your home
4.625%
Ready to apply for a Home Equity Line of Credit? It’s easy!
EVERY Redstone Visa credit card includes all of these features
Convenience
Quick and easy purchases
Visa is accepted all over the world
Warranty Manager Service: additional product registration to extend the manufacturer's original warranty on products you buy
Security
Zero-liability fraud protection
Monitor credit card activity with Credit Card Control
Real-time fraud monitoring and fraud text alerts
Identity theft assistance
Savings & Discounts
With Visa SavingsEdge®, you’ll receive discounts at select retailers when you use your Visa credit card.
Redstone Discounts!® when you use your card at many local businesses.
Additional Benefits
Travel and Emergency Assistance
24-hour Roadside Dispatch service
Auto Rental Collision Damage Waiver insurance coverage for cars rented with your Visa card
Warranty Manager Service manage, use, and extend the warranties of eligible items purchased with your Visa card
Mortgages are only available for properties located in Alabama and Tennessee.
Loans subject to credit approval. Must be eligible for membership and open a savings account to obtain a mortgage loan product. A $5 minimum balance is required to open and be maintained in the savings account at all times. Fees and other restrictions may apply. Annual Percentage Rate (APRs) are determined by an evaluation of applicant credit at account opening. Fixed APRs are fixed for the life of the loan and adjustable rates are subject to change after consummation. Other restrictions may apply. Rates, terms, and conditions are subject to change without notice. RFCU is an Equal Opportunity Lender. Contact Credit Union for details. Various types of mortgage loan programs and terms are available. USDA Funding fee may be required.
USDA Approved Lender. Redstone Federal Credit Union® is not affiliated with any government agencies, including the USDA. The USDA and Redstone Federal Credit Union are separate entities.
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Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.
This credit union is federally insured by the National Credit Union Administration
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All rights reserved.
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