Live Brighter®

With the credit union that puts you first

Old PMI 

An unexpected injury or illness is stressful enough. On top of everything, you wouldn’t want to have to worry about missing mortgage payments or struggling to put food on the table if you were suddenly too disabled to work.
How would you pay your bills and provide for your family if your steady stream of income were to stop abruptly?

Would you have to take money out of retirement or dip into the savings you’ve worked so hard to accumulate? Even if you have Disability Insurance through your employer, you might need additional coverage to ensure that you and your family can maintain your standard of living.

Redstone Insurance Services’ Disability Income Insurance can help you ensure the best possible outcome for your family. We’ll work with you to determine the amount of coverage you’ll need, with flexible monthly benefit options and policies tailored to fit your needs.

Regular Share Savings

Minimum Balance to
Open Account


Minimum Balance to
Earn Dividends


Dividends Paid


EVERY Redstone Savings Account includes:

Dividend Rates Icon

Great Dividends Rates

Dividends Paid Quarterly Icon

Dividends Paid Quarterly

Member Support Icon

Outstanding Member Support

Easy Online Banking Icon

Online Banking with easy-to view

NCUA Insurance Icon

Insurance through the NCUA

What is a dividend? 

Put simply, when you keep your funds in a Redstone Savings Account, your money earns money—every day.
Best of all, you don’t have to do a thing to reap these rewards. Just deposit your money and watch it grow! While banks refer to these earnings as “interest,” credit unions call them “dividends.” Dividend rates vary based on a number of factors, including the type of account and your balance. Some dividends are paid to you every month, and others every quarter. There may be a minimum balance required to earn dividends. 

Looking for a higher dividend rate but still want to be able to access your money occasionally? 

Check out Redstone’s Money Market Accounts , with a tiered rate structure that allows you to earn more when you save more

Must be eligible for membership and open a share savings account to join RFCU. A $5.00 minimum balance is required to open and be maintained in share savings account to join. Fees and other restrictions may apply.
Must have online banking username and PIN/password to access online banking.

Must be RFCU® member to obtain products or services. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and be maintained in share savings account. Fees and other restrictions may apply.

Securities offered through LPL Financial, member FINRA/SIPC. Products offered through LPL Financial or its licensed affiliates. The products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of the Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. A dual employee on behalf of Redstone Federal Credit Union and Redstone Insurance Services offers and sells the insurance products on behalf of a third party insurance company.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama and Tennessee.
Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers and are not affiliated with LPL Financial and are separate entities. Redstone Federal Credit Union and Redstone Brokerage Services are affiliated but are separate entities. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services.

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Join The Redstone Family Today

Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for.

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