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Thank you for your interest in this program. Unfortunately, this offer has ended.


 
 
$400 Medical Center Grand Opening Promotion (Promotion) is only available from September 1, 2019, to October 31, 2019, and is available to any individual living in Rutherford County, TN, opening their first checking account with a debit card. RFCU® employees and their family members are not eligible to participate. The double rewards promotion is limited to the participants that open a Rewards checking account. If not a current RFCU member, must be eligible for RFCU membership and open a primary savings account in order to participate. A $5 minimum balance is required to open a share savings account and must be maintained in a share savings account at all times. A $25 initial deposit is required to open any checking account.  A promotion code must be entered at the time of account opening in order to qualify for the promotion.

In order to receive the checking bonus, the participating member must make at least five point of sale (POS) swipes with the debit card associated with the new checking account and must set up and log in to RFCU’s Online Banking at least one time within the first 60 days of checking account opening.  ATM withdrawals do not constitute POS purchases.

In order to receive the double rewards points, the member must qualify for and open a Rewards checking account. Double rewards will be given for each swipe made with the associated Rewards checking debit card during September 1, 2019 – October 31, 2019.

Must not have had a checking account within the last 365 days. Business accounts are not included in promotion. The $400 checking bonus can expire at any time without prior notice and will be deposited into the member’s checking account within ninety (90) days of account opening, but no later than January 29, 2020, if all requirements are met. Double points will be deposited into members Augeo account no later than Monday, December 30, 2019.

Accounts must remain open and be in good standing with no insufficient funds items until the bonus is paid.  The participant must not have caused RFCU any unpaid loss, or be a co-borrower on any loan that is more than 30 days past due.  Members 13 to 15 years old must have the same parent or legal guardian as joint account owner on each account.

Members are solely responsible for any taxes associated with bonus. Promotion limited to one bonus per member, up to 4 bonuses per household. This offer cannot be combined with any other promotional offers. The bonus applies only to accounts opened on or before October 31, 2019.

Maintenance fees for checking accounts: $8 monthly Rewards Checking maintenance fee, which is waived with one direct deposit credited to the account per month or four (4) or more point of sale (POS) transactions per month; $3 monthly Easy Checking maintenance fee, which is waived with one direct deposit credited to the account per month or four (4) or more point of sale (POS) transactions per month; $8 monthly Safeguard Checking maintenance fee with eStatements, or $10 monthly maintenance fee with paper statements. No monthly maintenance fee for any checking account if primary owner is 24 years of age or younger.

As of September 1, 2019, the Annual Percentage Yield (APY) for the primary share savings account is 0.70% and is subject to change monthly after share saving account is opened. No minimum balance is required to earn the APY, which is accurate as of the last dividend declaration date. Fees and other conditions could reduce the earnings on the account. Please contact RFCU for current share savings rate information.

Redstone’s MyChoice Rewards Program: Debit cardholders will earn three (3) points for each swipe of their debit rewards card. Points are rewarded to the primary member on the account. Expiration of points do apply. To be eligible to receive points, the account must remain open. Points are nontransferable from one Redstone member to another. Promotional offers are included in the calculation. Redstone Federal Credit Union® (RFCU) reserves the right to disqualify any debit cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the program terms and conditions. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. Redstone’s MyChoice Rewards program is administered by Augeo Consumer Engagement Services, LLC (Augeo). Visa, Augeo, participating merchants, and RFCU are separate entities. RFCU does not warrant, guarantee, or insure any product, benefit, or service offered by Visa, Augeo, or participating merchants. Visa is a registered trademark of Visa International Services Association.

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