Recreational Vehicle Loans

Looking for some fun in the sun? We offer loans for a variety of recreational vehicles, including: motorcycles, boats, jet skis, motorhomes, RVs, and travel trailers.

Why should I choose Redstone?

  • Get the MemberPlus! discounted rate on your recreational vehicle loan just by having a checking account*
  • Up to 100% financing on new recreational vehicles
  • Up to 100% NADA book value financing on used recreational vehicles
  • A variety of financing terms available
  • No down payment required for qualified borrowers
  • Apply through online banking
  • On-the-spot financing is available at many Tennessee Valley dealerships
  • MBP (Mechanical Breakdown Protection) – warranty protection on recreational vehicles


Annual Percentage Rate = APR

Must be an RFCU® member to obtain a loan. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed APRs are fixed for the life of the loan.  Must have online banking user name and PIN/password to access online application.

*Rate after Redstone MemberPlus! Discount is applied—Otherwise the Non-MemberPlus fixed APR applies. Contact RFCU for more details about Non-MemberPlus APRs.  Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be eligible for membership and open a savings account in order to open a checking account. A $5 minimum balance is required to open and be maintained in savings account at all times. Must not have caused RFCU a loss (certain exclusions apply) in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.

APR for new autos as low as 1.79% for up to 100% of purchase price, as of January 1, 2016 . APR for used autos as low as 1.99% for up to 100% of NADA book value, as of January 1, 2016 . APRs after Redstone MemberPlus! discount applied. A typical example - For a $20,000 auto loan with zero down for 36-months with 1.99% fixed APR, the monthly payment schedule will be $573

Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)

NADA Book Value: NADA highest value +/- options +/- mileage

Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.

For recreational purposes only.

Calculators are provided by CalcXML. RFCU does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. The calculator may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Apply for a Loan Today

Already a member of Redstone Federal Credit Union®? Apply for an Auto Loan through your online account.


Ready to become a member and apply for a loan? Complete our application online or visit one of our branches.

Auto Loan APR for 36 Months
as low as*


Calculate Your Payments

Try our Auto Loan Calculators. They can help you decide how much you can afford to spend on a vehicle and what your payments will be.

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Download this guide for tips on choosing the right car, determining gas and maintenance costs, and deciding what you can really afford.