Compare Personal Loans

 

 Auto
Loan
Recreational
Vehicle Loan
Astro/Overdraft
Loan
Signature
Loan
Secured
Loan
Short Term
Loan
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Best forMembers who want to borrow money to purchase a new or used car, truck or van.Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.Members looking for a resource for preventing overdrawn checking accounts.Members who want to borrow money for a specific amount for a specific time frame without collateral.Members who want to borrow money using their share account as collateral.Members who want a small-dollar, short-term loan without paying huge fees.
TermsVariousVariousVariousVariousVariousVarious
Amount availableUp to 100% of the purchase price or NADA book valueUp to 100% of the purchase price or NADA book valueUp to $5,000Up to $50,000Based on your account balanceUp to $1000
Collateral Needed   

Auto

Best For

Members who want to borrow money to purchase a new or used car, truck, or van.

Benefits

  • MemberPlus! special rates are available
  • Apply online, in-branch or at many local dealers
  • Various terms available

Recreational Vehicle

Best For

Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.

Benefits

  • MemberPlus! special rates are available
  • Apply online, in-branch or at some local dealers
  • Various terms available

Astro

Best For

Members who want a resource for preventing overdrawn checking accounts.

Benefits

  • Reduces fees on your checking account
  • No collateral required
  • Available funds are automatically transferred to pay a check

Signature

Best For

Members who want to borrow money for a specific amount for a specific time frame without collateral.

Benefits

  • Fixed and variable rate available
  • No collateral required

Secured

Best For

Members who want to borrow money by using their share account as collateral.

Benefits

  • Several options available
  • No penalty for paying loan off early

Stretch

Best For

Members who want a small-dollar, short-term loan without paying huge fees.

Benefits

  • Lower rate and fees than traditional payday lenders
  • Rebuild your credit through a reputable institution
  • No penalty for paying loan off early

Must be eligible for membership and open a savings account in order to obtain a loan, products or services. A $5 minimum balance is required to open and be maintained in the savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice.  Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and PIN/password to access online application.

Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)

NADA Book Value: NADA highest value +/- options +/- mileage

Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.