Loans

Auto

Best For

Members who want to borrow money to purchase a new or used car, truck, or van.

Benefits

  • MemberPlus! special rates are available
  • Apply online, in-branch or at many local dealers
  • Various terms available

Recreational Vehicle

Best For

Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.

Benefits

  • MemberPlus! special rates are available
  • Apply online, in-branch or at some local dealers
  • Various terms available

Astro

Best For

Members who want a resource for preventing overdrawn checking accounts.

Benefits

  • Reduces fees on your checking account
  • No collateral required
  • Funds are automatically transferred to pay a check

Signature

Best For

Members who want to borrow money for a specific amount for a specific time frame without collateral.

Benefits

  • Fixed and variable rate available
  • No collateral required

Secured

Best For

Members who want to borrow money by using their deposits as collateral.

Benefits

  • Several options available
  • No penalty for paying loan off early

Stretch

Best For

Members who want a small-dollar, short-term loan without paying huge fees.

Benefits

  • Lower rate and fees than traditional payday lenders
  • Rebuild your credit through a reputable institution
  • No penalty for paying loan off early

Fixed Rate Mortgage

Best For

Redstone's basic mortgage is still one of our most requested.

Benefits

  • Competitive rates
  • Rate remains fixed
  • Easy to apply

80/10/10 Mortgage

Best For

Members wanting down payment flexibility.

Benefits

  • Finance 80% as first mortgage
  • Put down 10%
  • Finance 10% as second mortgage

Adjustable Rate Mortgage

Best For

Plans to move soon or want to pay off the mortgage early? This mortgage might be the one for you.

Benefits

  • Rate is fixed for a certain time, then gets adjusted
  • Several options available
  • Easy to apply

Construction/Permanent Mortgage

Best For

Great loan for members building custom homes.

Benefits

  • Max financing is 90% of the acquisition cost
  • One time closing cost
  • Easy to apply

Land Loan

Best For

Perfect loan for purchasing property.

Benefits

  • Competitive rates
  • Works great with the Construction/Permanent Mortgage
  • Easy to apply

Home Equity Line of Credit*

Best For

A line of credit that's based on the equity in your home.

Benefits

  • Finance up to 100%
  • No annual or appraisal fees
  • No closing cost

Home Affordable Refinance Program (HARP)

Best For

homeowners with Fannie Mae loans, previously unable to obtain a traditional refinance because the value of the home has declined

Benefits

  • Local servicing
  • Easy online application
  • Special program for those unable to get traditional refinancing
*Please review our HELOC page for more information.

 

MemberPlus!

Your RFCU checking account gets you discounted fees, better rates on loans, share accounts and more!

Learn More