Members who want to borrow money to purchase a new or used car, truck, or van.
Members who want to borrow money to purchase a new or used motorcycle, RV, boat, personal watercraft, etc.
Members who want a resource for preventing overdrawn checking accounts.
Members who want to borrow money for a specific amount for a specific time frame without collateral.
Members who want to borrow money by using their share account as collateral.
Members who want a small-dollar, short-term loan without paying huge fees.
Redstone's basic mortgage is still one of our most requested.
Members wanting down payment flexibility.
Plans to move soon or want to pay off the mortgage early? This mortgage might be the one for you.
Great loan for members building custom homes.
Perfect loan for purchasing property.
A line of credit that's based on the equity in your home.
Homeowners with Fannie Mae loans, previously unable to obtain a traditional refinance because the value of the home has declined
Annual Percentage Rate = APR
Must be an RFCU® member to obtain a loan. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed APRs are fixed for the life of the loan.
*Rate after Redstone MemberPlus! Discount is applied—Otherwise the Non-MemberPlus fixed APR applies. Contact RFCU for more details about Non-MemberPlus APRs. Fixed APRs are fixed for the term of the loan. Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be eligible for membership and open a savings account in order to open a checking account. A $5 minimum balance is required to open and be maintained in savings account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.
APR for new autos as low as 1.99% for up to 100% of purchase price, as of September 1, 2015. APR for used autos as low as 1.99% for up to 100% of NADA book value, as of September 1, 2015. APRs after Redstone MemberPlus! discount applied.
Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)
NADA Book Value: NADA highest value +/- options +/- mileage
Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.
‡Calculators are provided by CalcXML. RFCU does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. The calculator may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.
Download this guide for tips on choosing the right car, determining gas and maintenance costs, and deciding what you can really afford.
Your RFCU checking account gets you discounted fees, better rates on loans, share accounts, and more!Learn More