Auto Loans

For your first car, a second for a growing family, a vehicle for work, or something special for a bit of fun, we can help you make it a reality.

If you're looking to get behind the wheel of a new car or truck, with Redstone Federal Credit Union, you'll get more in a new vehicle with lower monthly payments.

Looking for the best rate available? An RFCU checking account gets you MemberPlus! rates!*

Why should I choose Redstone for an Auto Loan?


Annual Percentage Rate = APR

Must be an RFCU® member to obtain a loan. A $5 minimum balance is required to open and be maintained in share savings account at all times. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. APRs are determined by an evaluation of applicant credit at account opening. Your APR may be different. Fixed APRs are fixed for the life of the loan.

Must have an active RFCU® checking account to participate in Redstone MemberPlus! Must be eligible for membership and open a share savings account in order to open a checking account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! discount not available for all loan products.

RFCU does not warrant, guarantee or insure any product or service offered or provided by any dealership. RFCU and participating dealers are separate entities. Must have Member Number/Username and password to access online banking.

A typical payment example - For a $20,000 auto loan with zero down for 36-months with 2.75% fixed APR, the monthly payment schedule will be $579. For a $20,000 auto loan with zero down for 60-months with 2.95% fixed APR, the monthly payment schedule will be $359. For a $20,000 auto loan with zero down for 72-months with 3.35% fixed APR, the monthly payment schedule will be $307. For a $25,000 auto loan with zero down for 84-months with 3.85% fixed APR, the monthly payment schedule will be $340.

Apply for a Loan Today

Already a member of Redstone Federal Credit Union®? Apply for an Auto Loan through your online account.


Ready to become a member and apply for a loan? Complete our application online or visit one of our branches.

Auto Loan APR for 36 Months
as low as*


Calculate Your Payments

Try our Auto Loan Calculators. They can help you decide how much you can afford to spend on a vehicle and what your payments will be.

How Much to Spend on a Car?

Download this guide for tips on choosing the right car, determining gas and maintenance costs, and deciding what you can really afford.

Redstone Insurance Services® is ready to help!

Get a quote now!

Get a home or auto insurance quote online now or call 256-722-8301.

Can't find what you're looking for?

Telephone our Member Connect
Center at 800-234-1234
Monday – Friday: 7 am – 7 pm
Saturday: 8 am – 5 pm