Annual Percentage Rate = APR
Must be an RFCU® member to obtain a loan. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender. Must have online user name and and PIN/password to access online application.
*For MemberPlus! Eligibility - Rate after Redstone MemberPlus! Discount is applied—Otherwise the Non-MemberPlus fixed APR applies. Must have an active RFCU checking account to participate in Redstone MemberPlus! Must be eligible for membership and open a savings account in order to open a checking account. A $5 minimum balance is required to open and be maintained in savings account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! Discount not available for all loan products.
APR for new autos as low as 1.79% for up to 100% of purchase price, as of January 1, 2016 . APR for used autos as low as 1.99% for up to 100% of NADA book value, as of January 1, 2016 . APRs after Redstone MemberPlus! discount applied. A typical example - For a $20,000 auto loan with zero down for 36-months with 1.99% fixed APR, the monthly payment schedule will be $573 .
Purchase Price: MSRP + Dealer Adds (warranty, tax, title, doc, maintenance, road hazard, etc)
NADA Book Value: NADA highest value +/- options +/- mileage
Loans secured by new or used collateral are subject to the collateral's value at the time of the loan.
‡Calculators are provided by CalcXML. RFCU does not warrant, guarantee, or insure any service or information provided by CalcXML. RFCU and CalcXML are separate entities. The calculator may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.