Redstone Brokerage Services

Stocks and Bonds

Stocks are a riskier investment than bonds, but in exchange for risk, they offer the opportunity for capital appreciation and can potentially boost total return in a portfolio of stocks and bonds*.

When investing in fixed-income securities, such as bonds, in essence you're making a loan in exchange for a promise of receiving interest or dividend payments and the return of your principal at the end of the security's term. Bonds issued by the U.S. government are guaranteed as to the timely payment of principal and interest if held to maturity; other bonds are not guaranteed and carry varying degrees of credit risk.

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Why should I buy stocks?

  • Historically higher rates of return
  • The ability to convert an asset to cash quickly
  • Breadth of choice across sectors, geographies** and industries

Why should I buy bonds?

  • May generate regular income
  • Help reduce portfolio volatility
  • Generate potentially tax-free income***

 

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

* All investing involves risk, including the possible loss of principal. Investors should consider their financial ability to continue purchase through periods of low price levels.

** International investing involves a greater degree of risk and increased volatility. Changes in currency exchange rates, differences in accounting and taxation policies and political and economical instability can raise or lower returns.

*** Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. Income may be subject to federal alternative minimum tax and state or local taxes.

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and must be maintained in share savings account at all times. Fees and other restrictions may apply.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The investment products are being offered by a dual employee of Redstone Federal Credit Union who also sells products for LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama and Tennessee. Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers and are not affiliated with LPL Financial and are separate entities. Redstone Federal Credit Union and Redstone Brokerage Services are affiliated but are separate entities. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services. Redstone Brokerage Services and RFCU do not provide tax advice. Please consult your tax advisor for your specific questions.

Get a Free, No Obligation Investment Review Today!

Redstone Brokerage Services offers a free, no obligation consultation for all Redstone Federal Credit Union® members. Make your appointment today by calling 800-234-1234 ext 8351 Monday through Friday, 9 am to 5 pm.

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